Jamadi Ul Awwal 28, 1438 A.H
Sunday, February 26, 2017
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SMALL AND MEDIUM-SIZED ENTERPRISES (SMEs) drive economic growth by stimulating innovation, acting as a competitive spur to existing businesses to increase their productivity and making a disproportionately large contribution to job creation. BankIslami Pakistan Ltd (BIPL) is dedicated in supporting SME business with all the products and services available through its branch banking network. The products and services are offered to SME clients strictly under Shariah modes.
 

Eligibility

Small Enterprises

A Small Enterprises (SE) is a business entity which meets the following parameters.
Number of EmployeesAnnual Sales TurnoverFinancing Allowed
Upto 50 *Upto Rs.150 MnUpto Rs. 25 Mn
* including contractual employees
However, in cases where an entity fulfills one parameter of SE and its second parameter falls within the range prescribed for medium enterprise (ME) or above the upper limit prescribed for ME, then the subject entity shall be classified as ME or commercial/corporate entity as the case may be.
* Age of the individuals/sole proprietors should be up to 60 years, deviation in the same up to 65 years can be allowed by approving authority of BankIslami.

Medium Enterprises

Medium Enterprise (ME) is a business entity, ideally not a public limited company which meets the following parameters:
Number of Employees
Trading Concerns Manufacturing & Service Concerns
Annual Sales TurnoverFinancing Allowed
51-100 51-250
Rs.150+ to Rs.400 Mn Upto Rs. 200 Mn
* Age of the individuals/sole proprietors should be up to 60 years, deviation in the same up to 65 years can be allowed by Approving Authority of BankIslami.
 
 
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