:root{
    --blue:#18407c;
    --bank:#005daa;
    --green:#55aa05;
    --bg:#eef2f6;
    --text:#001b3d;
    --muted:#707780;
    --border:#cfcfcf;
    --danger:#b42318;
    --success:#067647;
    --card:#ffffff;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
    margin:0;
    font-family:Arial,Helvetica,sans-serif;
    background:var(--bg);
    color:var(--text);
    font-size:16px;
}
a{color:var(--blue)}
.topbar{
    height:70px;
    background:#fff;
    border-bottom:1px solid #dce3ec;
    display:flex;
    align-items:center;
    justify-content:space-between;
    padding:0 34px;
}
.brand{display:flex;align-items:center;text-decoration:none}.brand img{height:44px;width:auto;display:block}
.user-pill{display:flex;align-items:center;gap:24px;color:#123d7a;font-weight:700;font-size:20px}.avatar{width:48px;height:48px;border-radius:50%;background:var(--blue);color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700}
.page{max-width:1120px;margin:50px auto;padding:0 12px}.form-card{background:var(--card);border-radius:12px;padding:42px 24px 28px;box-shadow:none}.center-logo{text-align:center;margin-bottom:32px}.center-logo img{height:58px;width:auto}.title{text-align:center;color:var(--blue);font-size:25px;line-height:1.2;font-weight:800;letter-spacing:.7px;margin:0 0 28px;text-transform:uppercase}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:30px 30px}.form-group{display:flex;flex-direction:column}.full{grid-column:1/-1}label{font-size:18px;font-weight:700;color:#172b49;margin-bottom:8px}input,select{height:56px;border:1px solid var(--border);border-radius:4px;background:#fff;color:#000;font-size:18px;padding:14px 18px;outline:none;transition:border .15s,box-shadow .15s;width:100%}input::placeholder{color:#969ba1}select{appearance:auto}.radio-row{min-height:56px;display:flex;align-items:center;gap:22px;flex-wrap:wrap}.radio-row label{font-size:18px;margin:0;display:flex;align-items:center;gap:10px;color:#0b0b0b;font-weight:700}.radio-row input[type=radio]{width:21px;height:21px;padding:0;accent-color:var(--bank)}input:focus,select:focus{border-color:var(--bank);box-shadow:0 0 0 3px rgba(0,93,170,.12)}.actions{grid-column:1/-1;text-align:center;margin-top:12px}.btn{border:0;border-radius:8px;padding:18px 60px;font-size:20px;font-weight:800;cursor:pointer;text-decoration:none;display:inline-flex;align-items:center;justify-content:center;min-height:60px;transition:.15s}.btn-green{background:var(--green);color:#fff;box-shadow:0 5px 10px rgba(0,0,0,.17)}.btn-green:hover{filter:brightness(.96);transform:translateY(-1px)}.btn-blue{background:var(--blue);color:#fff}.link-row{text-align:center;font-size:18px;color:#666;margin-top:31px}.link-row a{color:#0b3b7f;font-weight:800}.alert{padding:14px 16px;border-radius:8px;margin:0 0 18px;font-weight:700}.alert-danger{background:#fff0f0;color:var(--danger);border:1px solid #f5c2c7}.alert-success{background:#ecfdf3;color:var(--success);border:1px solid #abefc6}.passport-note{font-size:14px;color:var(--muted);font-weight:600;margin-top:6px}.status-card{background:#fff;border:1px solid #dbe3ee;border-radius:12px;padding:30px;margin-top:24px}.status-title{font-size:25px;color:var(--blue);margin:0 0 10px}.status-message{font-size:18px;line-height:1.55;color:#26364d}.progress{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;margin:28px 0}.step{border:1px solid #d6deeb;border-radius:10px;padding:14px 8px;text-align:center;font-weight:800;color:#667085;background:#fff}.step.active{background:#eaf3ff;border-color:var(--blue);color:var(--blue)}.summary{display:grid;grid-template-columns:repeat(4,1fr);gap:28px;background:#fff;border:1px solid #dbe3ee;border-radius:14px;padding:38px 30px;margin:50px auto 0;max-width:1440px}.summary .item span{display:block;color:#60708c;font-weight:800;font-size:14px;text-transform:uppercase;margin-bottom:8px}.summary .item strong{display:block;color:#000;font-size:22px}.summary .item .green{color:#087443}.admin-page{max-width:1280px;margin:30px auto;padding:0 16px}.admin-card{background:#fff;border-radius:12px;border:1px solid #dbe3ee;padding:22px;overflow:auto}.admin-head{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-bottom:18px;flex-wrap:wrap}.admin-head h1{margin:0;color:var(--blue)}table{border-collapse:collapse;width:100%;min-width:1180px}th,td{border-bottom:1px solid #e5eaf2;padding:12px 10px;text-align:left;vertical-align:top}th{background:#f8fafc;color:#32415c;font-size:13px;text-transform:uppercase}td{font-size:14px}.admin-actions{display:flex;gap:8px;align-items:center;min-width:520px}.admin-actions select,.admin-actions input{height:38px;font-size:14px;padding:6px 8px}.small-btn{height:38px;border:0;border-radius:6px;background:var(--blue);color:#fff;font-weight:700;padding:0 12px;cursor:pointer}.logout{color:#b42318;font-weight:800;text-decoration:none}.login-card{max-width:460px;margin:70px auto;background:#fff;border-radius:12px;padding:30px;border:1px solid #dbe3ee}.hidden-admin-note{display:none}
@media(max-width:768px){.topbar{height:62px;padding:0 16px}.brand img{height:34px}.user-pill{font-size:14px;gap:10px}.avatar{width:40px;height:40px}.page{max-width:100%;margin:20px auto;padding:10px}.form-card{padding:28px 20px 22px}.center-logo img{height:42px}.title{font-size:18px}.form-grid{grid-template-columns:1fr;gap:20px}label{font-size:16px}input,select{font-size:16px;height:52px}.btn{width:100%;padding:16px 22px}.radio-row{height:auto;gap:20px}.progress{grid-template-columns:1fr 1fr}.summary{grid-template-columns:1fr;gap:18px;margin-top:20px;padding:24px}.summary .item strong{font-size:19px}}
@media(max-width:420px){.title{font-size:20px}.form-card{padding-left:16px;padding-right:16px}.progress{grid-template-columns:1fr}.link-row{font-size:16px}.center-logo{margin-bottom:22px}}