Glossary: (Muskun Finance)

Glossary: (Muskun Home Finance)

Acronym	Description	Acronym	Description
BIPL	Bank Islami Pakistan Limited	BIR	Bank Investment Ratio
BOQ	Bill of Quantity	BTF	Balance Transfer Facility
CO	Collection Officer	C&R	Collection & Recoveries
CAD	Credit Administration Department	CIU	Credit Initiation Unit
COMPSCAN	Competitive Scan	CRO	Chief Risk Officer
DPD	Days Past Due	EAMU	External Agency Management Unit
EMI	Equal Monthly Installment	EV	External Verification
FAQ	Frequently Asked Questions	FMS	Financial Management System
FSV	Forced Sale Value	HoD	Head of Department
IV	Internal Verification	KYC	Know Your Customer
LCG	Local Corporate Group	MODTD	Memorandum Deposit of Title Deeds
MFA	Master Financing Agreement	MNC	Multinational Company
NOC	No Objection Certificate	OL	Offer Letter
OS	Officer Sales	PTP	Promise to Pay
RBR	Repayment Burden Ratio	SBP	State Bank of Pakistan
SCD	Shariah Compliance Department	SEP	Self-Employed Professional
TL	Team Lead	UMI	Unequal Monthly Installment

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