{"id":272,"date":"2017-04-01T13:51:04","date_gmt":"2017-04-01T13:51:04","guid":{"rendered":"https:\/\/bankislami.com.pk\/?page_id=272"},"modified":"2026-07-02T15:48:18","modified_gmt":"2026-07-02T10:48:18","slug":"islami-foreign-currency-account","status":"publish","type":"page","link":"https:\/\/bankislami.com.pk\/ur\/islami-foreign-currency-account\/","title":{"rendered":"Foreign Currency Account"},"content":{"rendered":"<section id=\"bt_bb_section6a560f952c012\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div class=\"bt_bb_accordion bt_bb_style_outline bt_bb_shape_square\"><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062e\u0635\u0648\u0635\u06cc\u0627\u062a<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\u0628\u06cc\u0646\u06a9 \u0627\u0633\u0644\u0627\u0645\u06cc \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u0627\u06a9\u0627\u0624\u0646\u0679 \u0627\u0646 \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u0627\u0641\u0631\u0627\u062f \u06a9\u06d2 \u0644\u0626\u06d2 \u0645\u062b\u0627\u0644\u06cc \u06c1\u06d2 \u062c\u0648 \u06a9\u0631\u0646\u0633\u06cc \u06a9\u06d2 \u0627\u062a\u0627\u0631 \u0686\u0691\u06be\u0627\u0648 \u06a9\u06d2 \u062e\u0644\u0627\u0641 \u0633\u06cc\u06a9\u06cc\u0648\u0631\u0679\u06cc \u06a9\u0648 \u06cc\u0642\u06cc\u0646\u06cc \u0628\u0646\u0627\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0627\u067e\u0646\u06cc \u06a9\u0631\u0646\u0633\u06cc \u06a9\u0648 \u0645\u062e\u062a\u0644\u0641 \u06a9\u0631\u0646\u0633\u06cc\u0648\u06ba \u0645\u06cc\u06ba \u0645\u062a\u0646\u0648\u0639 \u0628\u0646\u0627\u0646\u0627 \u0686\u0627\u06c1\u06cc\u06ba \u06af\u06d2 \u06cc\u0627 \u0627\u067e\u0646\u06cc \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u0636\u0631\u0648\u0631\u06cc\u0627\u062a \u06a9\u0648 \u067e\u0648\u0631\u0627 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u0627\u06a9\u0627\u0624\u0646\u0679 \u0631\u06a9\u06be\u0646\u0627 \u0686\u0627\u06c1\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4 \u0627\u0633 \u06a9\u06d2 \u0639\u0644\u0627\u0648\u06c1 \u060c \u062c\u0628 \u0622\u067e \u06a9\u0648 \u0628\u06cc\u0631\u0648\u0646 \u0645\u0644\u06a9 \u0633\u0641\u0631 \u06a9\u0631\u0646\u0627 \u067e\u0691\u062a\u0627 \u06c1\u06d2 \u06cc\u0627 \u062a\u0639\u0644\u06cc\u0645 \u060c \u062a\u0641\u0631\u06cc\u062d \u06cc\u0627 \u06a9\u0627\u0631\u0648\u0628\u0627\u0631 \u06a9\u06cc \u0636\u0631\u0648\u0631\u06cc\u0627\u062a \u06a9\u0648 \u067e\u0648\u0631\u0627 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0628\u06cc\u0631\u0648\u0646 \u0645\u0644\u06a9 \u0631\u0642\u0648\u0645 \u0628\u06be\u06cc\u062c\u0646\u0627 \u067e\u0691\u062a\u0627 \u06c1\u06d2 \u062a\u0648 \u0622\u067e \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u06a9\u06d2 \u062a\u0628\u0627\u062f\u0644\u06d2 \u06a9\u06cc \u067e\u0631\u06cc\u0634\u0627\u0646\u06cc\u0648\u06ba \u06a9\u06d2 \u0628\u063a\u06cc\u0631 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u062a\u06a9 \u0622\u0633\u0627\u0646\u06cc \u0633\u06d2 \u0631\u0633\u0627\u0626\u06cc \u062d\u0627\u0635\u0644 \u06a9\u0631\u0633\u06a9\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n<p class=\"clr_blu\">\u0627\u06c1\u0645 \u062e\u0635\u0648\u0635\u06cc\u0627\u062a<\/p>\n<div class=\"pad_left list_cst\">\n<ul>\n<li>\u0645\u062d\u0641\u0648\u0638 \u0688\u067e\u0627\u0632\u0679 \u0644\u0627\u06a9\u0631\u0632 (\u062f\u0633\u062a\u06cc\u0627\u0628\u06cc \u0633\u06d2 \u0645\u0634\u0631\u0648\u0637)<\/li>\n<li>\u0645\u06cc\u0644 \u0627\u0648\u0631 \u0627\u0633\u0679\u0627\u067e \u0627\u062f\u0627\u0626\u06cc\u06af\u06cc \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a \u0631\u06a9\u06be\u06cc\u06ba\u06d4<\/li>\n<li>USD USD\u060c GBP \u0627\u0648\u0631 \u06cc\u0648\u0631\u0648 \u0645\u06cc\u06ba \u062f\u0633\u062a\u06cc\u0627\u0628 \u06c1\u06d2<\/li>\n<li>\u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u062c\u06cc \u0628\u06cc \u067e\u06cc \u06cc\u0627 \u06cc\u0648\u0631\u0648 \u0645\u06cc\u06ba 100 \u0627\u0645\u0631\u06cc\u06a9\u06cc \u0688\u0627\u0644\u0631 \/ \u06cc\u0627 \u0627\u0633 \u06a9\u06d2 \u0628\u0631\u0627\u0628\u0631 \u06c1\u0648\u0646\u0627 \u0636\u0631\u0648\u0631\u06cc \u06c1\u06d2<\/li>\n<li>Joint Account facility<\/li>\n<li>\u0645\u0641\u062a \u0627\u0646\u0679\u0631\u0646\u06cc\u0679 \u0628\u06cc\u0646\u06a9\u0646\u06af \u0633\u0631\u0648\u0633\u06d4<\/li>\n<li>Zakat with holding tax applicable as per the government policy<\/li>\n<li>Round the clock phone Banking through 111-ISLAMI (475-264)<\/li>\n<li>\u06a9\u0633\u0679\u0645\u0631 \u0631\u06cc\u0644\u06cc\u0634\u0646\u0634 \u0622\u0641\u06cc\u0633\u0631\u0632 \u06a9\u06cc \u0630\u0627\u062a\u06cc \u062e\u062f\u0645\u062a\u06d4<\/li>\n<\/ul>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">How It Works?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\nBankIslami&#8217;s Islami foreign currency account is based on the Islamic principle of Qarz (loan) whereby you are the lender and the Bank is the borrower. These funds are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner. The funds are payable to you on demand as and when required with neither any addition nor penalty.<\/p>\n<p><strong>To Understand the Difference between Islami foreign currency account and conventional current account kindly <span style=\"color: #1e407c;\"><a style=\"color: #1e407c;\" href=\"https:\/\/bankislami.com.pk\/ur\/knowledge-center\/\">click<\/a><\/span><\/strong><\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062f\u0633\u062a\u0627\u0648\u06cc\u0632<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\n\u0645\u0637\u0644\u0648\u0628\u06c1 \u062f\u0633\u062a\u0627\u0648\u06cc\u0632\u0627\u062a \u06a9\u0633\u0679\u0645\u0631 \u06a9\u06d2 \u0627\u0642\u0633\u0627\u0645 \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642\u06d4<\/p>\n<div class=\"pad_left list_cst\">\n<ul>\n<li>\u062a\u0646\u062e\u0648\u0627\u06c1 \u0634\u062f\u06c1 \/ \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06c1\u0648\u0644\u0688\u0631\u0632\u06d4\n<ul>\n<li>\u0627\u06a9\u0627\u0648\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u0627 \u0641\u0627\u0631\u0645\u06d4<\/li>\n<li>\u06a9\u0645\u067e\u06cc\u0648\u0679\u0631\u0627\u0626\u0632\u0688 \u0642\u0648\u0645\u06cc \u0634\u0646\u0627\u062e\u062a\u06cc \u06a9\u0627\u0631\u0688 (CNIC)<\/li>\n<li>\u067e\u0627\u0633\u067e\u0648\u0631\u0679 (\u067e\u0627\u06a9\u0633\u062a\u0627\u0646 \u0633\u06d2 \u0628\u0627\u06c1\u0631 \u0631\u06c1\u0646\u06d2 \u0648\u0627\u0644\u0648\u06ba \u06a9\u06d2\u0644\u0626\u06d2)<\/li>\n<li>\u0645\u0644\u0627\u0632\u0645\u062a \u06a9\u0627 \u062b\u0628\u0648\u062a (\u062a\u0646\u062e\u0648\u0627\u06c1 \u06a9\u06cc \u067e\u0631\u0686\u06cc \u060c \u0645\u0644\u0627\u0632\u0645\u062a \u06a9\u0627 \u062e\u0637 \u0648\u063a\u06cc\u0631\u06c1)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>\u0648\u0627\u062d\u062f \u067e\u0631\u0648\u067e\u06cc\u0626\u0679\u0631\u06d4\n<ul>\n<li>\u0627\u06a9\u0627\u0648\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u0627 \u0641\u0627\u0631\u0645\u06d4<\/li>\n<li>\u06a9\u0645\u067e\u06cc\u0648\u0679\u0631\u0627\u0626\u0632\u0688 \u0642\u0648\u0645\u06cc \u0634\u0646\u0627\u062e\u062a\u06cc \u06a9\u0627\u0631\u0688 (CNIC)<\/li>\n<li>\u067e\u0627\u0633\u067e\u0648\u0631\u0679 (\u067e\u0627\u06a9\u0633\u062a\u0627\u0646 \u0633\u06d2 \u0628\u0627\u06c1\u0631 \u0631\u06c1\u0646\u06d2 \u0648\u0627\u0644\u0648\u06ba \u06a9\u06d2\u0644\u0626\u06d2)<\/li>\n<li>\u0627\u06cc\u0646 \u0679\u06cc \u0627\u06cc\u0646 \u0633\u0646\u062f<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>\u0634\u0631\u0627\u06a9\u062a \/ \u06a9\u0644\u0628 \/ \u0633\u0648\u0633\u0627\u0626\u0679\u06cc \/ \u0627\u06cc\u0633\u0648\u0633\u06cc \u0627\u06cc\u0634\u0646 \/ \u0627\u06cc\u0646 \u062c\u06cc \u0627\u0648 \/ \u0679\u0631\u0633\u0679\u06d4\n<ul>\n<li>\u0634\u0631\u0627\u06a9\u062a \/ \u0679\u0631\u0633\u0679 \u0688\u06cc\u0688 \u06a9\u06cc \u0645\u0635\u062f\u0642\u06c1 \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u0631\u062c\u0633\u0679\u0631\u06cc\u0634\u0646 \u06a9\u0627 \u0633\u0631\u0679\u06cc\u0641\u06cc\u06a9\u06cc\u0679<\/li>\n<li>\u0634\u0631\u0627\u06a9\u062a \u06a9\u06d2 \u062e\u0637 \u067e\u0631 \u062a\u0645\u0627\u0645 \u0634\u0631\u0627\u06a9\u062a \u062f\u0627\u0631\u0648\u06ba \u06a9\u06d2 \u062f\u0633\u062a\u062e\u0637<\/li>\n<li>\u0642\u0648\u0627\u0639\u062f \u06a9\u06cc \u0645\u0635\u062f\u0642\u06c1 \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u0642\u0631\u0627\u0631\u062f\u0627\u062f \u06a9\u06cc \u0645\u0635\u062f\u0642\u06c1 \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u0636\u0645\u0646\u06cc \u0642\u0648\u0627\u0646\u06cc\u0646 \u06a9\u06cc \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u0627\u06cc\u0646 \u0679\u06cc \u0627\u06cc\u0646 \u0633\u0631\u0679\u06cc\u0641\u06a9\u06cc\u0679 \u06a9\u06cc \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u062a\u0645\u0627\u0645 \u0634\u0631\u0627\u06a9\u062a \u062f\u0627\u0631\u0648\u06ba \u06a9\u06d2 CNICs\u06d4<\/li>\n<li>\u067e\u0627\u0633\u067e\u0648\u0631\u0679 (\u067e\u0627\u06a9\u0633\u062a\u0627\u0646 \u0633\u06d2 \u0628\u0627\u06c1\u0631 \u0631\u06c1\u0646\u06d2 \u0648\u0627\u0644\u0648\u06ba \u06a9\u06d2\u0644\u0626\u06d2)<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<ul>\n<li>\u0645\u062d\u062f\u0648\u062f \u06a9\u0645\u067e\u0646\u06cc\n<ul>\n<li>\u06a9\u0627\u0631\u067e\u0648\u0631\u06cc\u0634\u0646 \u06a9\u0627 \u0633\u0631\u0679\u06cc\u0641\u06a9\u06cc\u0679\u06d4<\/li>\n<li>\u06a9\u0627\u0631\u0648\u0628\u0627\u0631 \u06a9\u06d2 \u0622\u063a\u0627\u0632 \u06a9\u06d2 \u0644\u0626\u06d2 \u0633\u0646\u062f (\u0635\u0631\u0641 \u067e\u06cc \u0627\u06cc\u0644 \u0633\u06cc)<\/li>\n<li>\u0645\u06cc\u0645\u0648\u0631\u0646\u0688\u0645 \u0627\u06cc\u0633\u0648\u0633\u06cc \u0627\u06cc\u0634\u0646<\/li>\n<li>\u0627\u06cc\u0633\u0648\u0633\u06cc \u0627\u06cc\u0634\u0646 \u06a9\u06d2 \u0645\u0636\u0627\u0645\u06cc\u0646<\/li>\n<li>\u0688\u0627\u0626\u0631\u06cc\u06a9\u0679\u0631\u0632 \u06a9\u06cc \u0645\u0648\u062c\u0648\u062f\u06c1 \u0641\u06c1\u0631\u0633\u062a\u06d4<\/li>\n<li>\u0628\u0648\u0631\u0688 \u06a9\u06cc \u0642\u0631\u0627\u0631\u062f\u0627\u062f \u06a9\u06cc \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<li>\u062a\u0645\u0627\u0645 \u0688\u0627\u0626\u0631\u06cc\u06a9\u0679\u0631\u0632 \u06a9\u06d2 CNICs\u06d4<\/li>\n<li>\u0627\u06cc\u0646 \u0679\u06cc \u0627\u06cc\u0646 \u0633\u0631\u0679\u06cc\u0641\u06a9\u06cc\u0679 \u0627\u0648\u0631 \u0641\u0627\u0631\u0645 29 \u06a9\u06cc \u06a9\u0627\u067e\u06cc\u06d4<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u06cc\u062c\u0626\u06d2<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1247-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"1247\">\n<div class=\"screen-reader-response\">\n<p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\">\n<ul><\/ul>\n<\/div>\n<form action=\"\/ur\/wp-json\/wp\/v2\/pages\/272#wpcf7-f1247-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/ur\/wp-json\/wp\/v2\/pages\/272#wpcf7-f1247-o1\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"1247\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0.6\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1247-o1\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<p><label>\u0646\u0627\u0645<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><\/label>\n<\/p>\n<p><label>Phone Number:<span class=\"wpcf7-form-control-wrap\" data-name=\"your-cellno\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"your-cellno\" \/><\/span><\/label>\n<\/p>\n<p><label>City:<span class=\"wpcf7-form-control-wrap\" data-name=\"your-city\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-city\" \/><\/span><\/label>\n<\/p>\n<p><label>\u0627\u06cc \u0645\u06cc\u0644<span class=\"wpcf7-form-control-wrap\" data-name=\"client-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-text wpcf7-validates-as-email\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"client-email\" \/><\/span><\/label>\n<\/p>\n<p><label >Interested In:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"interested-in\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"interested-in\"><option value=\"Islami Sahulat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0633\u06c1\u0648\u0644\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"BankIslami Kids Account\">BankIslami Kids Account<\/option><option value=\"Islami Khair Current Account\">Islami Khair Current Account<\/option><option value=\"Islami Bachat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc  \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Current Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u06a9\u0631\u0646\u0679 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Asaan Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Mahana Munafa Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u0627\u06c1\u0627\u0646\u06c1 \u0645\u0646\u0627\u0641\u0639 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Amadni Certificate\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0645\u062f\u0646\u06cc \u0633\u0631\u0679\u06cc\u0641\u06a9\u06cc\u0679<\/option><option value=\"Islami Dollar Bachat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0688\u0627\u0644\u0631 \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Foreign Currency Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u063a\u06cc\u0631\u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Premium Saving Account\">Islami Premium Saving Account<\/option><option value=\"Islami Business Saving Account\">Islami Business Saving Account<\/option><\/select><\/span><br \/>\n<\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"\u062c\u0645\u0639 \u06a9\u0631\u06cc\u06ba\" \/>\n<\/p>\n<div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"ur\"\/><\/form>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u0627\u06a9\u062b\u0631 \u067e\u0648\u0686\u06be\u06d2 \u062c\u0627\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u0633\u0648\u0627\u0644\u0627\u062a<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\nQ. Where are the funds deposited in Foreign CurrencyAccount invested?<\/p>\n<p>All Islami Foreign Currency Account funds received by BankIslami are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner.<\/p>\n<p>Q.\u00a0Is there any Zakat or Withholding tax deductible on the profit on Foreign Currency \u00a0Account?<\/p>\n<p>No, there is no Zakat or Withholding tax deductible on Profit credited in a Foreign Currency \u00a0Account<\/p>\n<p>Q.\u00a0What is a Qarz (loan)?<\/p>\n<p>Islamic principle of Qarz (loan) whereby you are the lender and the Bank is the borrower. These funds are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner. The funds are payable to you on demand as and when required with neither any addition nor penalty<\/p>\n<p>Q.\u00a0Who determines if Foreign CurrencyAccount is Shariah Compliant?<\/p>\n<p>The Shariah Supervisory committee of BankIslami, comprising of Mufti Irshad Ahmad Aijaz (Chairman, Shariah Supervisory Board), Mufti Javed Ahmad (Resident Shariah Board Member) &amp; Mufti Muhammad Husain Khaleel Khail (Member, Shariah Supervisory Board) has the responsibility to oversee that all products, process and transactions pertaining to any deposit product offered by BankIslami are Shariah compliant. A Shariah Audit is also conducted periodically to ensure compliance with Shariah. The State Bank of Pakistan also conducts a Shariah Audit to ensure Shariah compliance.<\/p>\n<p>&nbsp;<\/p>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":72978,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-272","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/272","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/comments?post=272"}],"version-history":[{"count":5,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/272\/revisions"}],"predecessor-version":[{"id":80532,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/272\/revisions\/80532"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media\/72978"}],"wp:attachment":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media?parent=272"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}