{"id":278,"date":"2017-04-01T14:50:52","date_gmt":"2017-04-01T14:50:52","guid":{"rendered":"https:\/\/bankislami.com.pk\/?page_id=278"},"modified":"2026-07-02T15:51:31","modified_gmt":"2026-07-02T10:51:31","slug":"islaami-asaan-account","status":"publish","type":"page","link":"https:\/\/bankislami.com.pk\/ur\/islaami-asaan-account\/","title":{"rendered":"Asaan Account"},"content":{"rendered":"<section id=\"bt_bb_section6a59f4fcd3fef\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_normal bt_bb_bottom_spacing_normal\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div class=\"bt_bb_accordion bt_bb_style_outline bt_bb_shape_square\"><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062e\u0635\u0648\u0635\u06cc\u0627\u062a<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\u0645\u0646\u062f\u0631\u062c\u06c1 \u0630\u06cc\u0644 \u0645\u062a\u063a\u06cc\u0631\u0627\u062a \u0645\u06cc\u06ba \u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0648\u0646\u0679 \u06a9\u0645 \u0633\u06d2 \u06a9\u0645 \u0628\u06cc\u0644\u0646\u0633 \u0627\u06a9\u0627\u0624\u0646\u0679 \u062f\u0633\u062a\u06cc\u0627\u0628 \u06c1\u06d2\u06d4<\/p>\n<div class=\"pad_left list_cst\">\n<ol>\n<li>\u06a9\u0631\u0646\u0679<\/li>\n<li>\u0633\u06cc\u0648\u0646\u06af\u0632 \/ \u0628\u0686\u062a\u06d4<\/li>\n<li>\u0633\u06c1\u0648\u0644\u062a\u06d4<\/li>\n<\/ol>\n<\/div>\n<p>\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0648\u0646\u0679 \u06a9\u0627 \u0645\u0642\u0635\u062f \u0635\u0627\u0631\u0641\u06cc\u0646 \u06a9\u06cc \u0633\u06c1\u0648\u0644\u06cc\u062a \u0645\u06cc\u06ba \u0627\u0636\u0627\u0641\u06c1 \u06a9\u0631\u0646\u0627 \u06c1\u06d2\u06d4 \u062a\u0645\u0627\u0645 \u0635\u0627\u0631\u0641 \u06a9\u0648 \u06a9\u0631\u0646\u06d2 \u06a9\u06cc \u0636\u0631\u0648\u0631\u062a \u06c1\u06d2:<\/p>\n<div class=\"pad_left list_cst\">\n<ol>\n<li>\u0642\u0631\u06cc\u0628 \u062a\u0631\u06cc\u0646 \u0628\u0631\u0627\u0646\u0686  \u0648\u0632\u0679 \u06a9\u0631\u06cc\u06ba<\/li>\n<li>CNIC \/ SNIC \u06a9\u06cc \u0627\u06cc\u06a9 \u06a9\u0627\u067e\u06cc \u062c\u0645\u0639 \u06a9\u0631\u0648\u0627\u0626\u06cc\u06ba\u06d4<\/li>\n<li>\u0648\u0646 \u067e\u06cc\u062c\u0631 \u0622\u0633\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0627 \u0641\u0627\u0631\u0645 \u067e\u064f\u0631 \u06a9\u0631\u06cc\u06ba\u06d4<\/li>\n<li>\u0627\u0633 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0648 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0628\u0627\u0626\u06cc\u0648 \u0645\u06cc\u0679\u0631\u06a9 \u0627\u0645\u06cc\u062c (\u0627\u0646\u06af\u0648\u0679\u06be\u06d2 \u06a9\u0627 \u0646\u0634\u0627\u0646) \u062c\u0645\u0639 \u06a9\u0631\u0648\u0627\u0626\u06cc\u06ba\u06d4<\/li>\n<\/ol>\n<\/div>\n<p>\u0628\u06cc\u0646\u06a9 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633 \u0645\u0642\u0635\u062f \u06a9\u06d2 \u0633\u0627\u062a\u06be \u0622\u067e \u06a9\u06cc \u0635\u062d\u06cc\u062d \u062e\u062f\u0645\u062a \u06a9\u0631\u0631\u06c1\u06cc \u06c1\u06d2 \u0627\u0633 \u06a9\u06d2 \u062a\u062d\u062a \u0633\u06c1\u0648\u0644\u06cc\u062a \u0645\u062a\u063a\u06cc\u0631 \u0645\u06cc\u06ba \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a \u0641\u0631\u0627\u06c1\u0645 \u06a9\u06cc \u062c\u0627\u062a\u06cc \u06c1\u06d2\u06d4 \u0627\u0633 \u0645\u062e\u062a\u0644\u0641 \u062d\u0627\u0644\u062a \u06a9\u06d2 \u062d\u0627\u0645\u0644 \u0635\u0627\u0631\u0641\u06cc\u0646 \u067e\u06cc \u06a9\u06d2 \u0622\u0631 25\u060c000 \/ - \u06a9\u06d2 \u06a9\u0645 \u0627\u0632 \u06a9\u0645 \u062a\u0648\u0627\u0632\u0646 \u067e\u0631 \u0627\u0636\u0627\u0641\u06cc \u0641\u0648\u0627\u0626\u062f \u0633\u06d2 \u0644\u0637\u0641 \u0627\u0646\u062f\u0648\u0632 \u06c1\u0648\u0633\u06a9\u062a\u06d2 \u06c1\u06cc\u06ba\u06d4<\/p>\n<p>\u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06cc \u0627\u06c1\u0645 \u062e\u0635\u0648\u0635\u06cc\u0627\u062a \u06cc\u06c1 \u06c1\u06cc\u06ba:<\/p>\n<div class=\"pad_left list_cst\">\n<ul>\n<li>\u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0648 \u0686\u0644\u0627\u0646\u06d2 \u0645\u06cc\u06ba \u06a9\u0648\u0626\u06cc \u06a9\u0645 \u0633\u06d2 \u06a9\u0645 \u0628\u06cc\u0644\u0646\u0633 \u0631\u06a9\u06be\u0646\u0627 \u0636\u0631\u0648\u0631\u06cc \u0646\u06c1\u06cc\u06ba \u06c1\u06d2\u06d4<\/li>\n<li>\u0633\u0646\u06af\u0644 \/ \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679<\/li>\n<li>\u062d\u0644\u0627\u0644 \u0645\u0646\u0627\u0641\u0639 \u0645\u0627\u06c1\u0627\u0646\u06c1 \u0628\u0646\u06cc\u0627\u062f \u067e\u0631 (\u0635\u0631\u0641 \u0645\u0639\u0627\u0648\u0636\u06d2 \u06a9\u06d2 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u06a9\u06d2 \u0644\u0626\u06d2 - \u0635\u0631\u0641 \u0628\u0686\u062a \u0627\u0648\u0631 \u0633\u06c1\u0648\u0644\u062a)<\/li>\n<li>Total Debit Limit Monthly: Rs 1,000,000\/-<\/li>\n<li>Total Credit Limit Monthly: Rs 3,000,000\/-<\/li>\n<li>\u0633\u0627\u062f\u06c1 \u0627\u06cc\u06a9 \u067e\u06cc\u062c\u0631 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u0627 \u0641\u0627\u0631\u0645\u06d4<\/li>\n<li>BankIslami Debit Card*<\/li>\n<li>\u062f\u0631\u062e\u0648\u0627\u0633\u062a \u067e\u0631 \u0686\u06cc\u06a9 \u06a9\u062a\u0627\u0628 \u062c\u0627\u0631\u06cc \u06a9\u06cc \u062c\u0627\u0626\u06d2 *<\/li>\n<li>\u0645\u0641\u062a \u0627\u0646\u0679\u0631\u0646\u06cc\u0679 \u0628\u06cc\u0646\u06a9\u0646\u06af \u06a9\u06cc \u0633\u06c1\u0648\u0644\u062a\u06d4<\/li>\n<li>\u0645\u0641\u062a SMS \u0627\u0646\u062a\u0628\u0627\u06c1\u0627\u062a **<\/li>\n<li>Free first Cheque Book (10 Leave)**<\/li>\n<\/ul>\n<\/div>\n<p>* \u0627\u06cc\u0633 \u0627\u0648 \u0633\u06cc \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u0686\u0627\u0631\u062c\u0632\u06d4<\/p>\n<p>** \u067e\u06cc \u06a9\u06d2 \u0622\u0631 25\u060c000 \/ - \u06a9\u06d2 \u06a9\u0645 \u0633\u06d2 \u06a9\u0645 \u062a\u0648\u0627\u0632\u0646 \u067e\u0631 (\u0635\u0631\u0641 \u0622\u0633\u0627\u0646 \u0633\u06c1\u0648\u0644\u0679 \u0627\u06a9\u0627\u0624\u0646\u0679 \u067e\u0631 \u062f\u0633\u062a\u06cc\u0627\u0628 \u06c1\u06d2)<\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">How It Works?<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\n\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0627 \u0645\u0642\u0635\u062f \u0635\u0627\u0631\u0641\u06cc\u0646 \u06a9\u0648 \u062f\u0633\u062a\u0627\u0648\u06cc\u0632\u0627\u062a \u06a9\u06d2 \u06a9\u0645 \u0637\u0631\u06cc\u0642\u06c1 \u06a9\u0627\u0631 \u0627\u0648\u0631 \u067e\u0631\u06cc\u0634\u0627\u0646\u06cc \u0633\u06d2 \u067e\u0627\u06a9 \u062d\u0644 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u0627 \u06c1\u06d2\u06d4<\/p>\n<div class=\"pad_left list_cst\">\n<ul>\n<li>You provide funds to the Bank on Mudaraba basis for investment in the Bank\u2019s Shariah Compliant Assets<\/li>\n<li>\u0627\u0633 \u0627\u06c1\u062a\u0645\u0627\u0645 \u0645\u06cc\u06ba \u060c \u0622\u067e \u0627\u06cc\u06a9 \u0631\u0628 \u0627\u0644\u0645\u0627\u0644 (\u0645\u062f\u0628\u0627\u0631 \u0645\u06cc\u06ba \u0633\u0631\u0645\u0627\u06cc\u06c1 \u06a9\u0627\u0631) \u06a9\u06cc \u062d\u06cc\u062b\u06cc\u062a \u0633\u06d2 \u06a9\u0627\u0645 \u06a9\u0631\u06cc\u06ba \u06af\u06d2 \u0627\u0648\u0631 \u0628\u06cc\u0646\u06a9 \u0645\u062f\u0627\u0631\u0628 \u06a9\u06cc \u062d\u06cc\u062b\u06cc\u062a \u0633\u06d2 \u06a9\u0627\u0645 \u06a9\u0631\u06d2 \u06af\u0627\u06d4<\/li>\n<li>The Bank will form a pool of customers\u2019 funds<\/li>\n<li>\u06cc\u06c1 \u067e\u0648\u0644 \u0645\u062e\u062a\u0644\u0641 \u0627\u0641\u0631\u0627\u062f \u060c \u06a9\u0627\u0631\u067e\u0648\u0631\u06cc\u0679 \u060c \u062d\u06a9\u0648\u0645\u062a \u0627\u0648\u0631 \u062f\u06cc\u06af\u0631 \u0627\u062f\u0627\u0631\u0648\u06ba \u06a9\u0648 \u0645\u0627\u0644\u06cc\u062a \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u062c\u0648 \u0645\u062e\u062a\u0644\u0641 \u0627\u0633\u0644\u0627\u0645\u06cc \u0637\u0631\u06cc\u0642\u0648\u06ba \u062c\u06cc\u0633\u06d2 \u0645\u0631\u0627\u0628\u0627\u06c1 \u060c \u0627\u062c\u0627\u0631\u06c1 \u060c \u0645\u0634\u0627\u0631\u06c1 \u060c \u0645\u062f\u0631\u0628\u06c1 \u0627\u0648\u0631 \u062f\u06cc\u06af\u0631 \u0637\u0631\u06cc\u0642\u0648\u06ba \u067e\u0631 \u0645\u0628\u0646\u06cc \u06c1\u06d2 \u0627\u0648\u0631 \u0622\u0645\u062f\u0646\u06cc \u067e\u06cc\u062f\u0627 \u06a9\u0631\u06d2 \u06af\u06cc\u06d4<\/li>\n<li>\u0628\u06cc\u0646\u06a9 \u06a9\u06d2 \u0645\u0646\u0627\u0641\u0639 \u0648\u0627\u0644\u06d2 \u062d\u0635\u06d2 \u06a9\u0648 \u0645\u062f\u0627\u0631\u06cc\u0628 \u06a9\u0627 \u062d\u0635\u06c1 \u06a9\u06c1\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4 \u0628\u06cc\u0646\u06a9 \u0627\u0648\u0631 \u0688\u067e\u0627\u0632\u0679\u0631\u0632 \u06a9\u06d2 \u0645\u0627\u0628\u06cc\u0646 \u0645\u0646\u0627\u0641\u0639 \u06a9\u06cc \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0627 \u062a\u0646\u0627\u0633\u0628 \u0645\u0627\u06c1 \u06a9\u06d2 \u0622\u063a\u0627\u0632 \u0645\u06cc\u06ba \u0637\u06d2 \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4<\/li>\n<li>The profit share of the Bank is called the Mudarib&#8217;s share. This profit sharing ratio between the Bank and the Depositors is determined at the beginning of the month<\/li>\n<li>\u062c\u0645\u0639 \u06a9\u0631\u0627\u0646\u06d2 \u0648\u0627\u0644\u0648\u06ba \u06a9\u0627 \u0645\u0646\u0627\u0641\u0639 \u062d\u0635\u06c1 \u0645\u0627\u06c1 \u06a9\u06d2 \u0622\u063a\u0627\u0632 \u0645\u06cc\u06ba \u0645\u062e\u062a\u0635 \u06a9\u0631\u062f\u06c1 \u067e\u06c1\u0644\u06d2 \u0633\u06d2 \u0637\u06d2 \u0634\u062f\u06c1 \u0648\u0632\u0646 \u067e\u0631 \u0645\u0628\u0646\u06cc \u06c1\u0648\u062a\u0627 \u06c1\u06d2\u06d4 \u0648\u0632\u0646 \u067e\u0631 \u0645\u0628\u0646\u06cc \u0645\u0646\u0627\u0641\u0639 \u06a9\u06cc \u062a\u0642\u0633\u06cc\u0645 \u06a9\u0627 \u0637\u0631\u06cc\u0642\u06c1 \u06a9\u0627\u0631 \u06cc\u0642\u06cc\u0646\u06cc \u0628\u0646\u0627\u062a\u0627 \u06c1\u06d2 \u06a9\u06c1 \u0645\u0646\u0627\u0641\u0639 \u0627\u0648\u0631 \u0646\u0642\u0635\u0627\u0646 \u0645\u06cc\u06ba \u0634\u0631\u06cc\u06a9 \u06c1\u0648\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u0645\u0639\u0627\u06c1\u062f\u06d2 \u0645\u06cc\u06ba \u06a9\u0633\u06cc \u0628\u06be\u06cc \u06a9\u0633\u0679\u0645\u0631 \u06a9\u0648 \u062f\u06cc \u062c\u0627\u0646\u06d2 \u0648\u0627\u0644\u06cc \u0648\u0627\u067e\u0633\u06cc \u062e\u0637\u0631\u06d2 \u06a9\u06d2 \u0645\u062a\u0646\u0627\u0633\u0628 \u06c1\u06d2\u06d4<\/li>\n<li>\u0645\u062f\u0631\u0628\u06c1 \u06a9\u06d2 \u0642\u0648\u0627\u0639\u062f \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u060c \u06a9\u0633\u06cc \u0646\u0642\u0635\u0627\u0646 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u060c \u0627\u0633 \u06a9\u0627 \u0646\u0642\u0635\u0627\u0646 \u0635\u0631\u0641 \u0627\u0648\u0631 \u0635\u0631\u0641 \u0631\u0628 \u0627\u0644\u0645\u0627\u0644 \u06c1\u06cc \u0628\u0631\u062f\u0627\u0634\u062a \u06a9\u0631\u06d2 \u06af\u0627\u06d4 \u0627\u0633 \u0646\u0642\u0635\u0627\u0646 \u06a9\u0648 \u0645\u062e\u062a\u0644\u0641 \u0642\u0633\u0645 \u06a9\u06d2 \u0635\u0627\u0631\u0641\u06cc\u0646 \u06a9\u06d2 \u0645\u0627\u0628\u06cc\u0646 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u06d2 \u0644\u062d\u0627\u0638 \u0633\u06d2 \u062a\u0642\u0633\u06cc\u0645 \u06a9\u06cc\u0627 \u062c\u0627\u0626\u06d2 \u06af\u0627\u06d4 \u0628\u06cc\u0646\u06a9 \u06a9\u0648 \u0628\u06be\u06cc \u0646\u0642\u0635\u0627\u0646 \u0627\u0679\u06be\u0627\u0646\u0627 \u067e\u0691\u062a\u0627 \u06c1\u06d2 \u06a9\u06cc\u0648\u0646\u06a9\u06c1 \u0627\u0633 \u06a9\u06cc \u06a9\u0648\u0634\u0634\u0648\u06ba \u06a9\u06d2 \u0645\u0642\u0627\u0628\u0644\u06c1 \u0645\u06cc\u06ba \u06a9\u0648\u0626\u06cc \u0622\u0645\u062f\u0646\u06cc \u0646\u06c1\u06cc\u06ba \u06c1\u0648\u062a\u06cc \u06c1\u06d2\u06d4<\/li>\n<\/ul>\n<p><strong>To Understand the Difference between Islamic asaan current\/saving account and conventional asaan current\/saving account kindly <span style=\"color: #1e407c;\"><a style=\"color: #1e407c;\" href=\"https:\/\/bankislami.com.pk\/ur\/knowledge-center\/\">click<\/a><\/span><\/strong><\/p>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u0641\u062a\u0648\u06cc\u0670<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"row\">\n<div class=\"col-md-12\">\n<h3><\/h3>\n<\/div>\n<\/div>\n<div class=\"col-md-3\">\n<div class=\"row pdf_box\">\n<p>\t\t\t\t\t\t<a href=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2017\/05\/deposit_products2.pdf\" target=\"_blank\"><\/p>\n<div class=\"col-md-12 col-sm-12 col-xs-12 nopadding\">\n<div class=\"pdf_img\">\n<p>\t\t\t\t\t\t\t\t\t<img decoding=\"async\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/03\/PDFIcon-1.png\" \/><\/p>\n<div class=\"pdf_txt\">\n<p>\t\t\t\t\t\t\t\t\t\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<p>\t\t\t\t\t\t\t<\/a><\/p><\/div>\n<\/p><\/div>\n<\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062f\u0633\u062a\u0627\u0648\u06cc\u0632<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\n\u0635\u0627\u0631\u0641\u06cc\u0646 \u06a9\u0648 \u0635\u0631\u0641 \u0627\u067e\u0646\u06cc CNIC \/ SNIC \u062c\u0645\u0639 \u06a9\u0631\u0648\u0627\u0646\u06d2 \u06a9\u06cc \u0636\u0631\u0648\u0631\u062a \u06c1\u06d2\u06d4<\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u06cc\u062c\u0626\u06d2<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f1247-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"1247\">\n<div class=\"screen-reader-response\">\n<p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\">\n<ul><\/ul>\n<\/div>\n<form action=\"\/ur\/wp-json\/wp\/v2\/pages\/278#wpcf7-f1247-o1\" method=\"post\" class=\"wpcf7-form init\" aria-label=\"Contact form\" novalidate=\"novalidate\" data-status=\"init\" data-trp-original-action=\"\/ur\/wp-json\/wp\/v2\/pages\/278#wpcf7-f1247-o1\">\n<div style=\"display: none;\">\n<input type=\"hidden\" name=\"_wpcf7\" value=\"1247\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_version\" value=\"6.0.6\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_locale\" value=\"en_US\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_unit_tag\" value=\"wpcf7-f1247-o1\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_container_post\" value=\"0\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_posted_data_hash\" value=\"\" \/><br \/>\n<input type=\"hidden\" name=\"_wpcf7_recaptcha_response\" value=\"\" \/>\n<\/div>\n<p><label>\u0646\u0627\u0645<span class=\"wpcf7-form-control-wrap\" data-name=\"your-name\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-name\" \/><\/span><\/label>\n<\/p>\n<p><label>Phone Number:<span class=\"wpcf7-form-control-wrap\" data-name=\"your-cellno\"><input class=\"wpcf7-form-control wpcf7-number wpcf7-validates-as-required wpcf7-validates-as-number\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"number\" name=\"your-cellno\" \/><\/span><\/label>\n<\/p>\n<p><label>City:<span class=\"wpcf7-form-control-wrap\" data-name=\"your-city\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-text wpcf7-validates-as-required\" aria-required=\"true\" aria-invalid=\"false\" value=\"\" type=\"text\" name=\"your-city\" \/><\/span><\/label>\n<\/p>\n<p><label>\u0627\u06cc \u0645\u06cc\u0644<span class=\"wpcf7-form-control-wrap\" data-name=\"client-email\"><input size=\"40\" maxlength=\"400\" class=\"wpcf7-form-control wpcf7-email wpcf7-text wpcf7-validates-as-email\" aria-invalid=\"false\" value=\"\" type=\"email\" name=\"client-email\" \/><\/span><\/label>\n<\/p>\n<p><label >Interested In:<br \/>\n<span class=\"wpcf7-form-control-wrap\" data-name=\"interested-in\"><select class=\"wpcf7-form-control wpcf7-select\" aria-invalid=\"false\" name=\"interested-in\"><option value=\"Islami Sahulat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0633\u06c1\u0648\u0644\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"BankIslami Kids Account\">BankIslami Kids Account<\/option><option value=\"Islami Khair Current Account\">Islami Khair Current Account<\/option><option value=\"Islami Bachat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc  \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Current Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u06a9\u0631\u0646\u0679 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Asaan Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Mahana Munafa Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u0627\u06c1\u0627\u0646\u06c1 \u0645\u0646\u0627\u0641\u0639 \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Amadni Certificate\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0645\u062f\u0646\u06cc \u0633\u0631\u0679\u06cc\u0641\u06a9\u06cc\u0679<\/option><option value=\"Islami Dollar Bachat Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u0688\u0627\u0644\u0631 \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Foreign Currency Account\">\u0627\u0633\u0644\u0627\u0645\u06cc \u063a\u06cc\u0631\u0645\u0644\u06a9\u06cc \u06a9\u0631\u0646\u0633\u06cc \u0627\u06a9\u0627\u0624\u0646\u0679<\/option><option value=\"Islami Premium Saving Account\">Islami Premium Saving Account<\/option><option value=\"Islami Business Saving Account\">Islami Business Saving Account<\/option><\/select><\/span><br \/>\n<\/label>\n<\/p>\n<p><input class=\"wpcf7-form-control wpcf7-submit has-spinner\" type=\"submit\" value=\"\u062c\u0645\u0639 \u06a9\u0631\u06cc\u06ba\" \/>\n<\/p>\n<div class=\"wpcf7-response-output\" aria-hidden=\"true\"><\/div>\n<input type=\"hidden\" name=\"trp-form-language\" value=\"ur\"\/><\/form>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u0627\u06a9\u062b\u0631 \u067e\u0648\u0686\u06be\u06d2 \u062c\u0627\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u0633\u0648\u0627\u0644\u0627\u062a<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"bold\">\n<p><a data-target=\"#demo58\" data-toggle=\"collapse\" >\u0633\u0648\u0627\u0644: \u06a9\u06cc\u0627 \u06a9\u0648\u0626\u06cc \u0628\u06cc\u0646\u06a9 \u063a\u06cc\u0631 \u0634\u06c1\u0631\u06cc\u0648\u06ba \u06cc\u0627 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u0634\u06c1\u0631\u06cc\u0648\u06ba \u06a9\u0627 \u0622\u0633\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo58\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>No. Asaan Account is meant for resident individuals having Pakistani nationality only. The bank may guide non-residents  or foreign nationals to open regular bank account.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo59\" data-toggle=\"collapse\" >Q. Is it mandatory to strictly impose total per month debit limit and total credit balance limit i.e. Rs. 1,000,000? Is there any exception?<\/a><\/p>\n<div class=\"collapse\" id=\"demo59\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>Yes. The limits mentioned for Asaan Accounts should be implemented through appropriate system changes. However, following exceptions are available:  Credit transactions beyond total credit balance limit of Rs. 1,000,000 in case of inward remittances in Asaan Account subject to proper analysis of transaction and evaluation of risk. Credit of any profit\/ return on deposit in the Asaan Account beyond total credit balance limit of Rs. 1,000,000. Bank charges, government taxes or levies and instructions issued under any law or from the court will not be subject to debit or withdrawal restriction beyond total debit per month limit of Rs. 1,000,000.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo60\" data-toggle=\"collapse\" >\u0633  \u0627\u06af\u0631 \u06a9\u0633\u06cc \u0628\u06cc\u0646\u06a9 \u0646\u06d2 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u06a9\u06cc \u0645\u062e\u0635\u0648\u0635 \u062d\u062f \u0633\u06d2 \u062a\u062c\u0627\u0648\u0632 \u06a9\u06cc\u0627 \u06c1\u06d2 \u062a\u0648 \u0648\u06c1 \u06a9\u06cc\u0627 \u06a9\u0631\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo60\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0627\u06cc\u0633\u06d2 \u0645\u0646\u0638\u0631 \u0646\u0627\u0645\u06d2 \u0645\u06cc\u06ba \u060c \u0628\u06cc\u0646\u06a9 \u06af\u0627\u0626\u06cc\u0688 \u0644\u0627\u0626\u0646\u0632 \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u06af\u0627\u06c1\u06a9 \u06a9\u0648 \u06c1\u062f\u0627\u06cc\u062a \u06a9\u0631\u0633\u06a9\u062a\u0627 \u06c1\u06d2 \u06a9\u06c1 \u0648\u06c1 \u0627\u067e\u0646\u06d2 \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0648 \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u062a\u0628\u062f\u06cc\u0644 \u06a9\u0631\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo61\" data-toggle=\"collapse\" >\u0633\u06d4 \u06a9\u06cc\u0627 \u0622\u0633\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u0628\u06cc\u0631\u0648\u0646\u06cc \u062a\u0631\u0633\u06cc\u0644\u0627\u062a \u06a9\u06cc \u0627\u062c\u0627\u0632\u062a \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo61\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>No, However international transactions through debit card shall be permitted within the applicable limit of Rs. 1,000,000.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo62\" data-toggle=\"collapse\" >\u0633\u06d4 \u0627\u06af\u0631 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06d2 \u062e\u0644\u0627\u0641 \u0679\u06cc \u0688\u06cc \u0622\u0631 \u062c\u0627\u0631\u06cc \u06a9\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2 \u062a\u0648 \u060c \u06a9\u06cc\u0627 \u0645\u0630\u06a9\u0648\u0631\u06c1 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u06a9\u0644 \u06a9\u0631\u06cc\u0688\u0679 \u0628\u06cc\u0644\u0646\u0633 \u06a9\u0627 \u062d\u0633\u0627\u0628 \u06a9\u0631\u062a\u06d2 \u0648\u0642\u062a \u0627\u0633 \u0679\u06cc \u0688\u06cc \u0622\u0631 \u0631\u0642\u0645 \u067e\u0631 \u063a\u0648\u0631 \u06a9\u06cc\u0627 \u062c\u0627\u0626\u06d2 \u06af\u0627\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo62\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u06c1\u0627\u06ba \u060c \u0627\u06af\u0631 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0648\u0646\u0679 \u0633\u06d2 \u0679\u0631\u0645 \u0688\u067e\u0627\u0632\u0679 \u0631\u0633\u06cc\u062f (\u0679\u06cc \u0688\u06cc \u0622\u0631) \u062c\u0627\u0631\u06cc \u06a9\u0631\u0646\u0627 \u06c1\u06d2 \u062a\u0648 \u060c \u0679\u06cc \u0688\u06cc \u0622\u0631 \u0645\u06cc\u06ba \u067e\u0691\u06cc \u0631\u0642\u0645 \u06a9\u0648 \u06a9\u0631\u06cc\u0688\u0679 \u06a9\u06d2 \u06a9\u0644 \u0628\u06cc\u0644\u0646\u0633 \u06a9\u0627 \u062d\u0633\u0627\u0628 \u06a9\u062a\u0627\u0628 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u062f\u0633\u062a\u06cc\u0627\u0628 \u0628\u06cc\u0644\u0646\u0633 \u06a9\u06d2 \u0633\u0627\u062a\u06be \u062c\u0645\u0639 \u06a9\u06cc\u0627 \u062c\u0627\u0626\u06d2 \u06af\u0627\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo63\" data-toggle=\"collapse\" >Q. Is the same procedure and documents required for opening of Asaan Accounts in case of regular account?<\/a><\/p>\n<div class=\"collapse\" id=\"demo63\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0646\u06c1\u06cc\u06ba \u060c \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0648\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u0627 \u0637\u0631\u06cc\u0642\u06c1 \u06a9\u0627\u0631 \u0622\u0633\u0627\u0646 \u06c1\u06d2 \u0627\u0648\u0631 \u0635\u0631\u0641 \u0633\u06cc \u0627\u06cc\u0646 \u0622\u0626\u06cc \u0633\u06cc \u06a9\u06cc \u06a9\u0627\u067e\u06cc \u0627\u0648\u0631 \u06a9\u0645 \u0633\u06d2 \u06a9\u0645 500 \u0631\u0648\u067e\u06d2 \u062c\u0645\u0639 \u06a9\u0631\u0646\u0627 \u06c1\u06d2\u06d4 \u06a9\u06be\u0627\u062a\u06c1 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 100 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0633\u0627\u062a\u06be \u0641\u0627\u0631\u0645 \u06a9\u06cc \u0628\u06be\u06cc \u0636\u0631\u0648\u0631\u062a \u06c1\u0648\u062a\u06cc \u06c1\u06d2\u06d4 \u0627\u0633 \u06a9\u06d2 \u0639\u0644\u0627\u0648\u06c1 \u060c \u062e\u0637 \u06a9\u06d2 \u0634\u06a9\u0631\u06cc\u06c1 \u0627\u0648\u0631 \u0622\u0645\u062f\u0646\u06cc \u06a9\u06d2 \u062b\u0628\u0648\u062a \u06a9\u06cc \u0628\u06be\u06cc \u0636\u0631\u0648\u0631\u062a \u0646\u06c1\u06cc\u06ba \u06c1\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo64\" data-toggle=\"collapse\" >\u0633\u06d4 \u06a9\u06cc\u0627 \u0646\u0627\u062f\u0631\u0627 \u06cc\u0639\u0646\u06cc \u0648\u0627\u0631\u06cc\u0633\u0633 \u0627\u0648\u0631 \u0628\u0627\u0626\u06cc\u0648 \u0645\u06cc\u0679\u0631\u06a9 \u0633\u06d2 \u062f\u0648\u0646\u0648\u06ba \u0627\u0642\u0633\u0627\u0645 \u06a9\u06cc \u062a\u0635\u062f\u06cc\u0642 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06d2 \u0644\u0626\u06d2 \u0636\u0631\u0648\u0631\u06cc \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo64\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0646\u06c1\u06cc\u06ba\u06d4 \u06a9\u0633\u06cc \u0628\u06be\u06cc \u0645\u0648\u0688 \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06d2 \u06a9\u0633\u06cc \u0635\u0627\u0631\u0641 \u06a9\u06cc \u062a\u0635\u062f\u06cc\u0642 \u06a9\u0627\u0641\u06cc \u06c1\u0648\u06af\u06cc \u0628\u0634\u0631\u0637\u06cc\u06a9\u06c1 \u062a\u0635\u062f\u06cc\u0642 \u06a9\u06d2 \u062b\u0628\u0648\u062a \u0628\u06cc\u0646\u06a9 \u06a9\u06d2 \u0631\u06cc\u06a9\u0627\u0631\u0688 \u067e\u0631 \u062f\u0633\u062a\u06cc\u0627\u0628 \u06c1\u0648\u06ba\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo65\" data-toggle=\"collapse\" >\u0633\u06d4 \u0645\u0634\u062a\u0631\u06a9\u06c1 \u06a9\u06be\u0627\u062a\u06d2 \u0645\u06cc\u06ba \u060c \u0627\u06af\u0631 \u0627\u06cc\u06a9 \u0634\u062e\u0635 \u063a\u06cc\u0631 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u06cc\u0627 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u0634\u06c1\u0631\u06cc \u06c1\u06d2 \u062a\u0648 \u060c \u06a9\u06cc\u0627 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062f\u06c1\u0646\u062f\u06af\u0627\u0646 \u06a9\u0627 \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0628\u06cc\u0646\u06a9 \u06a9\u06be\u0648\u0644 \u0633\u06a9\u062a\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo65\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0646\u06c1\u06cc\u06ba\u06d4 \u0627\u06cc\u0633\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u060c \u0628\u06cc\u0646\u06a9 \u063a\u06cc\u0631 \u0631\u06c1\u0627\u0626\u0634\u06cc\u0648\u06ba \u06cc\u0627 \u063a\u06cc\u0631 \u0645\u0644\u06a9\u06cc \u0634\u06c1\u0631\u06cc\u0648\u06ba \u06a9\u0648 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06d2 \u0628\u062c\u0627\u0626\u06d2 \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u06c1\u062f\u0627\u06cc\u062a \u06a9\u0631\u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo66\" data-toggle=\"collapse\" >\u0633\u06d4 \u0627\u06af\u0631 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0627 \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062f\u06c1\u0646\u062f\u06c1 \u067e\u06c1\u0644\u06d2 \u06c1\u06cc \u0628\u06cc\u0646\u06a9\u0627\u0633\u0644\u0627\u0645\u06cc \u0645\u06cc\u06ba \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0628\u0631\u0642\u0631\u0627\u0631 \u0631\u06a9\u06be\u06d2 \u06c1\u0648\u0626\u06d2 \u06c1\u06d2 \u060c \u062a\u0648 \u06a9\u06cc\u0627 \u0628\u06cc\u0646\u06a9 \u0627\u0633\u06d2 \u0645\u0634\u062a\u0631\u06a9\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06c1\u0648\u0644\u0688\u0631 \u06a9\u06d2 \u0637\u0648\u0631 \u067e\u0631 \u0642\u0628\u0648\u0644 \u06a9\u0631\u06d2 \u06af\u0627\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo66\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0646\u06c1\u06cc\u06ba<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo67\" data-toggle=\"collapse\" >\u0633\u0648\u0627\u0644\u06d4 \u06a9\u06cc\u0627 \u0635\u0627\u0631\u0641 \u06a9\u0648 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06d2 \u0639\u0644\u0627\u0648\u06c1 \u0628\u06cc\u0646\u06a9 \u0645\u06cc\u06ba \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u0627\u062c\u0627\u0632\u062a \u062f\u06cc \u062c\u0627\u0633\u06a9\u062a\u06cc \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo67\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>The bank instead of allowing regular accounts for Asaan account holder may guide them to convert their Asaan Accounts into regular accounts.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo68\" data-toggle=\"collapse\" >\u0633\u06d4 \u0627\u06af\u0631 \u06a9\u0633\u06cc \u0635\u0627\u0631\u0641 \u0645\u06cc\u06ba \u067e\u06c1\u0644\u06d2 \u0633\u06d2 \u06c1\u06cc \u0627\u06cc\u06a9 \u0628\u06cc\u0646\u06a9 \u0645\u06cc\u06ba \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06c1\u06d2 \u0627\u0648\u0631 \u0648\u06c1 \u0627\u0633\u06cc \u0628\u06cc\u0646\u06a9 \u0645\u06cc\u06ba \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u0627 \u0686\u0627\u06c1\u062a\u0627 \u06c1\u06d2 \u062a\u0648 \u06a9\u06cc\u0627 \u0627\u0633\u06d2 \/ \u0627\u0633\u06d2 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u0627\u062c\u0627\u0632\u062a \u06c1\u0648\u06af\u06cc\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo68\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0631\u06c1\u0646\u0645\u0627 \u062e\u0637\u0648\u0637 \u0648\u0627\u0636\u062d \u0637\u0648\u0631 \u067e\u0631 \u0648\u0627\u0636\u062d \u06a9\u0631\u062a\u06d2 \u06c1\u06cc\u06ba \u06a9\u06c1 \u0628\u06cc\u0646\u06a9\u0648\u06ba \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06c1 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0622\u0633\u0627\u0646 \u0637\u0631\u06cc\u0642\u06c1 \u0627\u062e\u062a\u06cc\u0627\u0631 \u06a9\u06cc\u0627 \u06af\u06cc\u0627 \u06c1\u06d2 \u062a\u0627\u06a9\u06c1 \u0639\u0627\u0645 \u0644\u0648\u06af\u0648\u06ba \u062a\u06a9 \u0645\u0627\u0644\u06cc \u062e\u062f\u0645\u0627\u062a \u06a9\u06d2 \u0641\u0648\u0627\u0626\u062f \u06a9\u0648 \u0628\u0691\u06be\u0627\u06cc\u0627 \u062c\u0627 \u06d2 \u062c\u0648 \u0628\u06cc\u0646\u06a9 (\u0627\u06cc\u0646 \u0679\u06cc \u0628\u06cc) \u0645\u06cc\u06ba \u062e\u0627\u0635 \u0637\u0648\u0631 \u067e\u0631 \u063a\u06cc\u0631 \u0645\u0646\u0642\u0637\u0639 \/ \u0628\u06cc\u0646\u06a9 \u0648\u0627\u0644\u06d2 \u0637\u0628\u0642\u0627\u062a \u06a9\u06d2 \u062a\u062d\u062a \u06c1\u06cc\u06ba\u06d4 \u0644\u06c1\u0630\u0627 \u060c \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0631\u06a9\u06be\u0646\u06d2 \u0648\u0627\u0644\u0648\u06ba \u06a9\u06d2 \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u0627\u062c\u0627\u0632\u062a \u0646\u06c1\u06cc\u06ba \u06c1\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo69\" data-toggle=\"collapse\" >. \u0627\u06af\u0631 \u0633\u06cc\u0627\u0633\u06cc \u0637\u0648\u0631 \u067e\u0631 \u0628\u06d2 \u0646\u0642\u0627\u0628 \u0634\u062e\u0635 (PEP) \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06cc \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u062a\u0648 \u06a9\u06cc\u0627 \u06c1\u0648\u06af\u0627\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo69\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0648\u0646\u0679 \u0639\u0627\u0645 \u0644\u0648\u06af\u0648\u06ba \u062a\u06a9 \u0645\u0627\u0644\u06cc \u062e\u062f\u0645\u0627\u062a \u06a9\u06d2 \u0641\u0648\u0627\u0626\u062f \u06a9\u0648 \u062e\u0627\u0635 \u0637\u0648\u0631 \u067e\u0631 \u063a\u06cc\u0631 \u0645\u0646\u0642\u0637\u0639 \/ \u0628\u06cc\u0646\u06a9 \u0648\u0627\u0644\u06d2 \u0637\u0628\u0642\u0627\u062a \u06a9\u06d2 \u062a\u062d\u062a \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0688\u06cc\u0632\u0627\u0626\u0646 \u06a9\u06cc\u0627 \u06af\u06cc\u0627 \u06c1\u06d2\u06d4 \u0628\u06cc\u0646\u06a9 PEPs \u06a9\u0648 \u0628\u0627\u0642\u0627\u0639\u062f\u06c1 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0648\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0631\u06c1\u0646\u0645\u0627\u0626\u06cc \u06a9\u0631\u0633\u06a9\u062a\u0627 \u06c1\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo70\" data-toggle=\"collapse\" >\u0633\u0648\u0627\u0644: \u06a9\u06cc\u0627 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u06be\u0644\u0646\u06d2 \u06a9\u06d2 \u0641\u0648\u0631\u0627 \u0628\u0639\u062f \u06c1\u06cc \u0688\u06cc\u0628\u0679 \u0679\u0631\u0627\u0646\u0632\u06cc\u06a9\u0634\u0646 \u06a9\u06d2 \u0644\u0626\u06d2 \u0686\u0627\u0644\u0648 \u06c1\u0648\u062c\u0627\u0626\u06d2 \u06af\u0627\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo70\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0646\u06c1\u06cc\u06ba \u060c \u0627\u06a9\u0627\u0624\u0646\u0679 \u0641\u0648\u0631\u06cc \u0637\u0648\u0631 \u067e\u0631 \u06a9\u06be\u0648\u0644\u0627 \u062c\u0627\u0626\u06d2 \u06af\u0627 \u062a\u0627\u06c1\u0645 \u0688\u06cc\u0628\u0679 \u0679\u0631\u0627\u0646\u0632\u06cc\u06a9\u0634\u0646 \u06a9\u06d2 \u0644\u0626\u06d2 \u0686\u0627\u0644\u0648 \u06a9\u0631\u0646\u06d2 \u067e\u0631 \u067e\u0627\u0628\u0646\u062f\u06cc \u06c1\u0648\u06af\u06cc \u062c\u0628 \u062a\u06a9 \u06a9\u06c1 \u0646\u0627\u062f\u0631\u0627 \u06a9\u06cc \u062a\u0635\u062f\u06cc\u0642 \u0645\u06a9\u0645\u0644 \u0646\u06c1\u06cc\u06ba \u06c1\u0648\u062c\u0627\u062a\u06cc\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo71\" data-toggle=\"collapse\" >\u0633\u06d4 \u0646\u0627\u062f\u0631\u0627 \u06a9\u06cc \u0645\u0646\u0641\u06cc \u062a\u0635\u062f\u06cc\u0642 \/ \u06a9\u0627\u0644 \u0633\u06cc\u0646\u0679\u0631 \u06a9\u06cc \u062a\u0648\u062b\u06cc\u0642 \u06a9\u06cc \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u060c \u06a9\u0633\u0679\u0645\u0631 \u06a9\u0648 \u0627\u0628\u062a\u062f\u0627\u0626\u06cc \u062c\u0645\u0639 \u0631\u0642\u0645 \u06a9\u06cc \u0648\u0627\u067e\u0633\u06cc \u06c1\u0648\u06af\u06cc\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo71\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>The customer will have to visit the branch to claim their initial deposit amount in such an instance.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo169\" data-toggle=\"collapse\" > \u0633 \u0645\u062f\u0627\u0631\u0628\u06c1 \u06a9\u06cc\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo169\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0645\u062f\u0631\u0627\u0628\u0627 \u0634\u0631\u0627\u06a9\u062a \u06a9\u06cc \u0627\u06cc\u06a9 \u0634\u06a9\u0644 \u06c1\u06d2 \u062c\u06c1\u0627\u06ba \u0627\u06cc\u06a9 \u067e\u0627\u0631\u0679\u06cc \u0641\u0646\u0688 \u0645\u06c1\u06cc\u0627 \u06a9\u0631\u062a\u06cc \u06c1\u06d2 \u062c\u0628\u06a9\u06c1 \u062f\u0648\u0633\u0631\u06cc \u067e\u0627\u0631\u0679\u06cc \u06a9\u0627\u0631\u0648\u0628\u0627\u0631 \u06cc\u0627 \u0633\u0631\u0645\u0627\u06cc\u06c1 \u06a9\u0627\u0631\u06cc \u06a9\u06d2 \u0641\u0646\u0688 \u06a9\u0648 \u0633\u0646\u0628\u06be\u0627\u0644\u0646\u06d2 \u06a9\u06d2 \u0644\u0626\u06d2 \u0645\u06c1\u0627\u0631\u062a \u0627\u0648\u0631 \u0627\u0646\u062a\u0638\u0627\u0645 \u0645\u06c1\u06cc\u0627 \u06a9\u0631\u062a\u06cc \u06c1\u06d2\u06d4 \u0641\u0646\u0688 \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u06a9\u0648 \u0631\u0628\u0627\u0644\u0645\u0627\u0644 \u06a9\u06d2 \u0646\u0627\u0645 \u0633\u06d2 \u062c\u0627\u0646\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2 \u0627\u0648\u0631 \u06a9\u0627\u0631\u0648\u0628\u0627\u0631\u06cc \u0634\u062e\u0635 \u06a9\u0648 \u0645\u062f\u0627\u0631\u06cc\u0628 \u06a9\u06c1\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u06d4 \u0645\u0646\u0627\u0641\u0639 \u067e\u06c1\u0644\u06d2 \u0633\u06d2 \u0637\u06d2 \u0634\u062f\u06c1 \u062a\u0646\u0627\u0633\u0628 \u0645\u06cc\u06ba \u06c1\u0648\u062a\u0627 \u06c1\u06d2 \u060c \u0627\u0648\u0631 \u0627\u06af\u0631 \u0646\u0642\u0635\u0627\u0646 \u06c1\u0648\u062a\u0627 \u06c1\u06d2 \u060c \u062a\u0628 \u062a\u06a9 \u062c\u0628 \u062a\u06a9 \u0645\u062f\u0628\u0631 \u06a9\u06d2 \u0630\u0631\u06cc\u0639\u06c1 \u0645\u0639\u0627\u06c1\u062f\u06d2 \u06a9\u06cc \u0634\u0631\u0627\u0626\u0637 \u06a9\u06cc \u063a\u0641\u0644\u062a \u06cc\u0627 \u063a\u0644\u0637\u06cc \u06a9\u06cc \u0648\u062c\u06c1 \u0633\u06d2 \u067e\u06cc\u062f\u0627 \u0646\u06c1 \u06c1\u0648\u06d4 \u0628\u0630\u0631\u06cc\u0639\u06c1 \u0631\u0627\u0628\u0648\u0644 \u0645\u0627\u0644<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo170\" data-toggle=\"collapse\" >\u0633  \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u06a9\u0648 \u0634\u0631\u06cc\u0639\u062a \u06a9\u06cc \u062a\u0639\u0645\u06cc\u0644 \u06a9\u06cc\u0648\u06ba \u06a9\u0631\u062a\u06cc \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo170\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>All funds raised by BankIslami are invested in businesses which are in compliance with Shariah. Importantly, they are invested in the manner which is prescribed by Shariah. All profit &#038; losses are pooled and distributed according to rules of Shariah between BankIslami and the depositors.\n<p>The pre-agreed profit sharing weightage is announced at the start of each month and can be obtained from the branch, Website or Phone Banker. Based on this profit sharing weightage, the Islami Bachat Account holder would be distributed the share in profit for the month at the beginning of the next month.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo171\" data-toggle=\"collapse\" > \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0631\u06a9\u06be\u0646\u06d2 \u0648\u0627\u0644\u06d2 \u0627\u0648\u0631 \u0628\u06cc\u0646\u06a9 \u0627\u0633\u0644\u0645\u06cc \u06a9\u06d2 \u062f\u0631\u0645\u06cc\u0627\u0646 \u06a9\u06cc\u0627 \u062a\u0639\u0644\u0642 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo171\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>An Islami Asaan Account holder provides funds as &#8216;Rabb-ul-maal&#8217; and BankIslami invest these funds as &#8216;Mudarib&#8217; i.e the fund manager. Based on this relationship, the depositors and BankIslami become beneficiaries of the profit earned. When the joint investment pool earns profit, it is distributed in the pre-agreed ratio of depositors and BankIslami. In case of the unlikely event of loss, the depositors on the pro-rata basis bears the loss whereas the Bank goes un-rewarded for all its efforts and bears all the costs incurred for doing the business.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo172\" data-toggle=\"collapse\" >\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u06a9\u06cc\u0627 \u0645\u0646\u0627\u0641\u0639 \u067e\u06cc\u0634 \u06a9\u06cc\u0627 \u062c\u0627\u062a\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo172\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0634\u0631\u0639\u06cc \u062a\u0642\u0627\u0636\u0648\u06ba \u06a9\u06d2 \u0645\u0637\u0627\u0628\u0642 \u060c \u0645\u0646\u0627\u0641\u0639 \u06af\u0627\u06c1\u06a9 \u06a9\u06d2 \u0633\u0627\u0645\u0646\u06d2 \u0646\u06c1\u06cc\u06ba \u06a9\u06cc\u0627 \u062c\u0627\u0633\u06a9\u062a\u0627\u06d4 \u0645\u0646\u0627\u0641\u0639 \u06a9\u06cc \u0634\u0631\u062d \u0635\u0631\u0641 \u0627\u0633 \u0635\u0648\u0631\u062a \u0645\u06cc\u06ba \u0637\u06d2 \u06a9\u06cc \u062c\u0627\u0633\u06a9\u062a\u06cc \u06c1\u06d2 \u062c\u0628 \u0627\u062b\u0627\u062b\u0648\u06ba \u06a9\u06d2 \u062a\u0627\u0644\u0627\u0628 \u0633\u06d2 \u0627\u0635\u0644 \u0622\u0645\u062f\u0646\u06cc \u06a9\u0627 \u062a\u0639\u06cc\u0646 \u06c1\u0648\u062c\u0627\u0626\u06d2\u06d4 \u0627\u06af\u0644\u06d2 \u0645\u06c1\u06cc\u0646\u06d2 \u06a9\u06d2 \u0622\u063a\u0627\u0632 \u067e\u0631 \u0645\u0646\u0627\u0641\u0639 \u06a9\u06d2 \u0627\u0639\u0644\u0627\u0646 \u0633\u06d2 \u0627\u062f\u0627 \u06a9\u0631\u062f\u06c1 \u0645\u0646\u0627\u0641\u0639 \u06a9\u0627 \u062a\u0639\u06cc\u0646 \u06c1\u0648\u06af\u0627\u06d4 \u062a\u0627\u06c1\u0645 \u060c \u0641\u0631\u0648\u062e\u062a \u06a9\u0646\u0646\u062f\u06c1 \u0634\u062e\u0635 \u067e\u0686\u06be\u0644\u06d2 \u0645\u06c1\u06cc\u0646\u0648\u06ba \u06a9\u06d2 \u0644\u0626\u06d2 \u0627\u0639\u0644\u0627\u0646 \u06a9\u0631\u062f\u06c1 \u0646\u0631\u062e\u0648\u06ba \u06a9\u0648 \u0628\u0627\u0646\u0679 \u0633\u06a9\u062a\u0627 \u06c1\u06d2 \u062a\u0627\u06a9\u06c1 \u0648\u06c1 \u06af\u0627\u06c1\u06a9 \u06a9\u0648 \u0627\u0634\u0627\u0631\u06d2 \u06a9\u06cc \u0634\u0631\u062d \u0641\u0631\u0627\u06c1\u0645 \u06a9\u0631\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo173\" data-toggle=\"collapse\" >\u0627\u0633\u0644\u0627\u0645\u06cc \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u06a9\u062a\u0646\u06d2 \u0644\u06cc\u0646 \u062f\u06cc\u0646 \u06a9\u06cc \u0627\u062c\u0627\u0632\u062a \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo173\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0644\u0627\u0645\u062d\u062f\u0648\u062f\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo174\" data-toggle=\"collapse\" >Q. Islamic Asaan Account seems to be very similar to a Conventional Bank&#8217;s Savings Account. What is the difference?<\/a><\/p>\n<div class=\"collapse\" id=\"demo174\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>\u0627\u0633\u0644\u0627\u0645\u06cc \u0622\u0633\u0627\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0645\u06cc\u06ba \u0641\u0646\u0688\u0632 \u0635\u0631\u0641 \u0627\u062b\u0627\u062b\u0648\u06ba \u06a9\u06d2 \u0634\u0631\u0639\u06cc \u0645\u0637\u0627\u0628\u0642 \u062a\u0627\u0644\u0627\u0628 \u0645\u06cc\u06ba \u0644\u06af\u0627\u06cc\u0627 \u062c\u0627\u0633\u06a9\u062a\u0627 \u06c1\u06d2 \u062c\u0628\u06a9\u06c1 \u0631\u0648\u0627\u06cc\u062a\u06cc \u0628\u0686\u062a \u0627\u06a9\u0627\u0624\u0646\u0679 \u067e\u0631 \u0627\u0633 \u0637\u0631\u062d \u06a9\u06cc \u06a9\u0648\u0626\u06cc \u067e\u0627\u0628\u0646\u062f\u06cc \u0646\u06c1\u06cc\u06ba \u06c1\u06d2\u06d4<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo175\" data-toggle=\"collapse\" >Q. How is the Customer&#8217;s profit calculated?<\/a><\/p>\n<div class=\"collapse\" id=\"demo175\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>Profit from the pool of Shariah compliant assets is calculated at the end of every month. BankIslami keeps a share of the profit as a Mudarib&#8217;s share. The balance profit is distributed between various categories of Customers as per predetermined weightages. The profit amount for each category is used to calculate the profit rates for the relevant category of customer, which are announced at the beginning of next month<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo176\" data-toggle=\"collapse\" >\u0633 \u06a9\u06cc\u0627 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679\u0633 \u0645\u06cc\u06ba \u0646\u0642\u0635\u0627\u0646 \u06c1\u0648\u0633\u06a9\u062a\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo176\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>Yes, if there is a loss in the overall pool of Shariah compliant assets the same will passed on to the Customers in the exact ratio of their investment in the portfolio. However, BankIslami is a professional Mudarib and takes utmost care in investing and extending financing to the Customers.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo177\" data-toggle=\"collapse\" >\u0633\u06d4 \u06a9\u0648\u0646 \u0627\u0633 \u0628\u0627\u062a \u06a9\u0627 \u062a\u0639\u06cc\u0646 \u06a9\u0631\u062a\u0627 \u06c1\u06d2 \u06a9\u06c1 \u0622\u06cc\u0627 \u0627\u0633\u0644\u0627\u0645\u06cc \u0627\u0633\u0627\u0648\u0646 \u0627\u06a9\u0627\u0624\u0646\u0679 \u0634\u0631\u0639\u06cc \u0645\u0637\u0627\u0628\u0642 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo177\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>The Shariah Supervisory committee of BankIslami, comprising of Mufti Irshad Ahmad Aijaz (Chairman, Shariah Supervisory Board), Mufti Javed Ahmad (Resident Shariah Board Member) &#038; Mufti Muhammad Husain Khaleel Khail (Member, Shariah Supervisory Board) has the responsibility to oversee that all products, processes and transactions pertaining to any deposit product offered by BankIslami are Shariah compliant. A Shariah Audit is also conducted periodically to ensure compliance with Shariah. The State Bank of Pakistan also conducts a Shariah Audit to ensure Shariah compliance. <\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<p><a data-target=\"#demo178\" data-toggle=\"collapse\" >\u0633: \u0645\u0646\u0627\u0641\u0639 \u067e\u0631 \u0648\u062f\u06c1\u0648\u0644\u0688\u0646\u06af \u0679\u06cc\u06a9\u0633 \u06a9\u06cc\u0627 \u06c1\u06d2\u061f<\/a><\/p>\n<div class=\"collapse\" id=\"demo178\">\n<div class=\"ans_box list_cst\">\n<ul>\n<li><span>Withholding tax is a tax payable to the Government of Pakistan on the profit credited in the account of a Savings or Term Account holder.<\/span><\/li>\n<\/ul>\n<\/div>\n<ul>\n<\/ul>\n<\/div>\n<\/div>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":80257,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-278","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/278","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/comments?post=278"}],"version-history":[{"count":6,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/278\/revisions"}],"predecessor-version":[{"id":80536,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/pages\/278\/revisions\/80536"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media\/80257"}],"wp:attachment":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media?parent=278"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}