{"id":73432,"date":"2021-12-06T17:56:42","date_gmt":"2021-12-06T12:56:42","guid":{"rendered":"https:\/\/bankislami.com.pk\/?page_id=73432"},"modified":"2023-01-31T13:42:44","modified_gmt":"2023-01-31T08:42:44","slug":"employee-banking-services-financing","status":"publish","type":"page","link":"https:\/\/bankislami.com.pk\/ur\/business\/employee-banking-services-financing\/","title":{"rendered":"Employee Banking Services Financing"},"content":{"rendered":"<p><section id=\"bt_bb_section6a210f83cc5ec\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_medium bt_bb_bottom_spacing_normal\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row  bt_bb_column_gap_20\" style=\"; --column-gap:20px;\" data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_floating_element bt_bb_floating_element_horizontal_position_left bt_bb_floating_element_vertical_position_top bt_bb_floating_element_animation_delay_default bt_bb_floating_element_animation_duration_default bt_bb_floating_element_animation_style_ease_out\" style=\"transform: translate(-15%,-120%); z-index: -1;\" data-speed=\"0.6\"><div class=\"bt_bb_floating_element_html\" data-speed=\"0.6\"><span  style=\"width: 50px; height: 50px; box-shadow: 0 0 0 3px #ccb892 inset; border-radius: 50%;\"><\/span><\/div><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline btPeopleProfileDash bt_bb_font_weight_700 bt_bb_dash_none bt_bb_size_large bt_bb_align_center btPeopleProfileDash\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_large&quot;,&quot;def&quot;:&quot;large&quot;,&quot;xl&quot;:&quot;large&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_center&quot;,&quot;def&quot;:&quot;center&quot;,&quot;xl&quot;:&quot;center&quot;}}\"><h5 class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>EBS - Financing <\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #1e407c; font-size: 20px;\"><strong>Only for employees of those companies maintaining payroll account with BankIslami<\/strong><\/span><\/p>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<p style=\"text-align: center;\">BankIslami offers a unique Shariah Compliant Islamic financing of its kind, through which employees of our Corporate\/Commercial\/SME<br \/>\nclients can avail Bike &amp; durable goods on easy monthly installments. It\u2019s a pack of Riba-Free products &amp; attract those<br \/>\nsalaried individuals who are interested in financing on easy installments.<\/p>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><\/div><\/div><\/div><\/div><div class=\"bt_bb_row  bt_bb_column_gap_20\" style=\"; --column-gap:20px;\" data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_floating_element bt_bb_floating_element_horizontal_position_left bt_bb_floating_element_vertical_position_top bt_bb_floating_element_animation_delay_default bt_bb_floating_element_animation_duration_default bt_bb_floating_element_animation_style_ease_out\" style=\"transform: translate(-15%,-120%); z-index: -1;\" data-speed=\"0.6\"><div class=\"bt_bb_floating_element_html\" data-speed=\"0.6\"><span  style=\"width: 50px; height: 50px; box-shadow: 0 0 0 3px #ccb892 inset; border-radius: 50%;\"><\/span><\/div><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline btPeopleProfileDash bt_bb_font_weight_700 bt_bb_dash_none bt_bb_size_large bt_bb_align_center btPeopleProfileDash\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_large&quot;,&quot;def&quot;:&quot;large&quot;,&quot;xl&quot;:&quot;large&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_center&quot;,&quot;def&quot;:&quot;center&quot;,&quot;xl&quot;:&quot;center&quot;}}\"><h5 style=\"font-size:35px\" class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Salient Features<\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><\/div><\/div><\/div><\/div><div class=\"bt_bb_row  prodcut-offering bt_bb_column_gap_20\" style=\"; --column-gap:20px;\" data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-6 col-xs-12 col-sm-6 col-md-6 col-lg-6 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"6\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_image bt_bb_shape_square bt_bb_target_self bt_bb_align_left bt_bb_hover_style_simple bt_bb_content_display_always bt_bb_content_align_middle bt_bb_fill_background_color_full\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><span><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike.jpg\" class=\"attachment-full size-full\" alt=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike.jpg\" data-full_image_src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike.jpg\" title=\"EBS Bike\" srcset=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike.jpg 1000w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike-640x640.jpg 640w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike-160x160.jpg 160w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike-768x768.jpg 768w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Bike-320x320.jpg 320w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/span><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline btPeopleProfileDash bt_bb_font_weight_normal bt_bb_dash_bottom bt_bb_size_normal bt_bb_align_inherit btPeopleProfileDash\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_normal&quot;,&quot;def&quot;:&quot;normal&quot;,&quot;xl&quot;:&quot;normal&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_inherit&quot;,&quot;def&quot;:&quot;inherit&quot;,&quot;xl&quot;:&quot;inherit&quot;}}\"><h5 class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Bike Financing <\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<ul>\n<li>Shariah Compliant Bike Financing Scheme, based on Shariah concept of Musawamah<\/li>\n<li>Flexible Payment Options for 1,2 and 3 years<\/li>\n<li>Financing limit PKR 35,000 to 300,000<\/li>\n<li>Minimum Down Payment \u2013 15%<\/li>\n<li>Low Monthly Payment<\/li>\n<\/ul>\n<p><strong>To Understand the Difference between Musawamah and conventional Working Capital Finance kindly <span style=\"color: #1e407c;\"><a style=\"color: #1e407c;\" href=\"https:\/\/bankislami.com.pk\/ur\/knowledge-center\/\">click<\/a><\/span><\/strong><\/p>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><\/div><\/div><div  class=\"bt_bb_column col-xl-6 col-xs-12 col-sm-6 col-md-6 col-lg-6 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"6\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_image bt_bb_shape_square bt_bb_target_self bt_bb_align_left bt_bb_hover_style_simple bt_bb_content_display_always bt_bb_content_align_middle bt_bb_fill_background_color_full\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><span><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"1000\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable.jpg\" class=\"attachment-full size-full\" alt=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable.jpg\" data-full_image_src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable.jpg\" title=\"EBS Durable\" srcset=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable.jpg 1000w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable-640x640.jpg 640w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable-160x160.jpg 160w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable-768x768.jpg 768w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/EBS-Durable-320x320.jpg 320w\" sizes=\"auto, (max-width: 1000px) 100vw, 1000px\" \/><\/span><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline btPeopleProfileDash bt_bb_font_weight_normal bt_bb_dash_bottom bt_bb_size_normal bt_bb_align_inherit btPeopleProfileDash\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_normal&quot;,&quot;def&quot;:&quot;normal&quot;,&quot;xl&quot;:&quot;normal&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_inherit&quot;,&quot;def&quot;:&quot;inherit&quot;,&quot;xl&quot;:&quot;inherit&quot;}}\"><h5 class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Durable Financing <\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<ul>\n<li>Shariah Compliant Consumer Durable Financing, based on Shariah concept of Musawamah<\/li>\n<li>Flexible Payment Plan for 6 to 36 months<\/li>\n<li>Financing limit PKR 35,000 to 2,000,000<\/li>\n<li>Minimum Down Payment \u2013 15%<\/li>\n<li>Low Monthly Payment<\/li>\n<\/ul>\n<p><strong>To Understand the Difference between Musawamah and conventional Working Capital Finance kindly <span style=\"color: #1e407c;\"><a style=\"color: #1e407c;\" href=\"https:\/\/bankislami.com.pk\/ur\/knowledge-center\/\">click<\/a><\/span><\/strong><\/p>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><\/div><\/div><\/div><\/div><div class=\"bt_bb_row  product-offering bt_bb_column_gap_20\" style=\"; --column-gap:20px;\" data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_floating_element bt_bb_floating_element_horizontal_position_left bt_bb_floating_element_vertical_position_top bt_bb_floating_element_animation_delay_default bt_bb_floating_element_animation_duration_default bt_bb_floating_element_animation_style_ease_out\" style=\"transform: translate(-15%,-120%); z-index: -1;\" data-speed=\"0.6\"><div class=\"bt_bb_floating_element_html\" data-speed=\"0.6\"><span  style=\"width: 50px; height: 50px; box-shadow: 0 0 0 3px #ccb892 inset; border-radius: 50%;\"><\/span><\/div><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header class=\"bt_bb_headline ebs-servicing-product bt_bb_font_weight_700 bt_bb_dash_none bt_bb_size_large bt_bb_align_left ebs-servicing-product\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_large&quot;,&quot;def&quot;:&quot;large&quot;,&quot;xl&quot;:&quot;large&quot;,&quot;sm&quot;:&quot;small&quot;,&quot;xs&quot;:&quot;small&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><h5 style=\"font-size:20px\" class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Product Offering <\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_small bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<div class=\"ebs-content\">Laptops<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-2.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">Smart Phone<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-3.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">Bikes<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-4.png\" \/><\/td>\n<\/tr>\n<tr>\n<td>\n<div class=\"ebs-content\">Generators<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-5.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">Split ACs<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-6.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">Refrigerators<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-7.png\" \/><\/td>\n<\/tr>\n<tr>\n<td>\n<div class=\"ebs-content\">Deep Freezers<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-8.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">LEDs<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-9.png\" \/><\/td>\n<td>\n<div class=\"ebs-content\">Treadmills<\/div>\n<p><img decoding=\"async\" class=\"ebs-img\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/EBS-1.png\" \/><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><section id=\"bt_bb_section6a210f83cf0fb\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_bottom_spacing_medium\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_accordion bt_bb_style_outline bt_bb_shape_square\" data-closed=\"closed\"><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Basic Eligibility Criteria<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\u2022 Citizenship: Pakistani, Adult, Permanent resident<br \/>\n\u2022 Age + Tenor: 21 \u2013 60 years old at maturity<br \/>\n\u2022 Income (PKR): 30,000\/- (Gross Salary)<br \/>\n\u2022 Down Payment: Upto 15% of Market Price<br \/>\n\u2022 Tenure (on job):<br \/>\ni) Permanent (6 months with the company, total 1 year working experience)<br \/>\nii) Contractual ( 1 year with the company, total 2 year working experience)<br \/>\n\u2022 Processing Fee: PKR 1200\/- (inclusive of FED)<\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">\u062f\u0631\u06a9\u0627\u0631 \u062f\u0633\u062a\u0627\u0648\u06cc\u0632\u0627\u062a<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<p>\u2022 Copy of applicant\u2019s CNIC<br \/>\n\u2022 Last three months\u2019 salary slip<br \/>\n\u2022 Employee Letter (with tenure, designation and salary)<br \/>\n\u2022 Last six months\u2019 bank statements<br \/>\n\u2022 Declaration of financing<\/p>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Tentative Monthly Installment Calculator<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<table width=\"0\">\n<tbody>\n<tr>\n<td width=\"553\">Cost Price<\/td>\n<td width=\"172\">50,000<\/td>\n<\/tr>\n<tr>\n<td width=\"553\">Down Payment<\/td>\n<td width=\"172\">7,500<\/td>\n<\/tr>\n<tr>\n<td width=\"553\">Net Financing<\/td>\n<td width=\"172\">42,500<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\n<\/div><div  class=\"bt_bb_text\" ><\/p>\n<table width=\"0\">\n<tbody>\n<tr>\n<td width=\"192\">Monthly Installment<\/td>\n<td width=\"34\">=<\/td>\n<td colspan=\"2\" width=\"499\">Net Financing * 1.25% + Net Financing \/Tenure in Months<\/td>\n<\/tr>\n<tr>\n<td width=\"192\"><\/td>\n<td width=\"34\">=<\/td>\n<td width=\"476\">42,500\u00a0 *\u00a0 1.25%\u00a0 +\u00a0 42,500 \/ 12<\/td>\n<\/tr>\n<tr>\n<td width=\"192\"><\/td>\n<td width=\"34\">=<\/td>\n<td width=\"476\">531\u00a0 + 3,542<\/td>\n<\/tr>\n<tr>\n<td width=\"192\"><\/td>\n<td width=\"34\">=<\/td>\n<td width=\"476\">4,073<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Step by Step Guide for Bike and Durable Financing<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"ebs-sts\"><strong>Step # 1: <\/strong>Select product from product list provided by Bank.<\/div>\n<div><\/div>\n<div class=\"ebs-sts\"><strong>Step # 2: <\/strong>Obtain Application Form and Declaration of Financing from your company\u2019s HR\/ Admin or <strong><span style=\"color: #1e407c;\"><a style=\"color: #1e407c;\" href=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/06\/Form.pdf\" target=\"_blank\" rel=\"noopener\">Click to Download<\/a><\/span><\/strong>.<\/div>\n<div><\/div>\n<div class=\"ebs-sts\">\n<p><strong>Step # 3: <\/strong>Fill Application Form and provide below listed documents to your company\u2019s HR\/Admin or directly to BankIslami Employee Banking Department.<\/p>\n<ul>\n<li>Copy of CNIC<\/li>\n<li>Last Three months\u2019 salary slip<\/li>\n<li>Employment Letter (confirming tenure, designation and salary)<\/li>\n<li>Last six months bank statement (required only if not maintaining account in BankIslami)<\/li>\n<li>Declaration of financing<\/li>\n<\/ul>\n<\/div>\n<div class=\"ebs-sts\">\n<p><strong>Step # 4:<\/strong> Once case is approved and confirmed by the bank, you need to deposit processing charges, documentation charges and minimum down payment in your pool account communicated by bank&#8217;s representative (Note: Account opening in BankIslami is mandatory).<\/p>\n<div class=\"ebs-sts\"><strong>Step # 5: <\/strong>Accept and sign minimum documents like Offer Letter, Key Fact Sheet and Musawamah Agreement.<\/div>\n<div><\/div>\n<div class=\"ebs-sts\">\n<p><strong>Step # 6: <\/strong>Get your desired product. For durable goods, vendor will deliver product at your doorstep. For Bike, Bank will advise you to get delivery from selected locations.<\/p>\n<\/div>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Fatwa of Consumer Bike Finance<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"col-md-5 pdf_box\">\n<div class=\"col-md-2 nopadding\">\n<div class=\"pdf_img\"><a href=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/03\/Consumer-bike-finance-Emplayee-Banking-Services.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/pdf.png\" width=\"101\" height=\"101\" data-cke-saved-src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/pdf.png\" \/><\/a><\/div>\n<\/div>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Fatwa Consumer Durable Finance<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div class=\"col-md-5 pdf_box\">\n<div class=\"col-md-2 nopadding\">\n<div class=\"pdf_img\"><a href=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2022\/03\/Consumer-Durable-Finance-Employee-Banking-Services.pdf\"><img loading=\"lazy\" decoding=\"async\" class=\"\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/pdf.png\" width=\"101\" height=\"101\" data-cke-saved-src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2021\/12\/pdf.png\" \/><\/a><\/div>\n<\/div>\n<\/div>\n<p>\n<\/div><\/div><\/div><div class=\"bt_bb_accordion_item\"><div class=\"bt_bb_accordion_item_title\">Contact Us<\/div><div class=\"bt_bb_accordion_item_content\"><div  class=\"bt_bb_text\" >\n<div class=\"wpcf7 no-js\" id=\"wpcf7-f75518-o1\" lang=\"en-US\" dir=\"ltr\" data-wpcf7-id=\"75518\">\n<div class=\"screen-reader-response\"><p role=\"status\" aria-live=\"polite\" aria-atomic=\"true\"><\/p> 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