{"id":79824,"date":"2026-02-10T14:14:17","date_gmt":"2026-02-10T09:14:17","guid":{"rendered":"https:\/\/bankislami.com.pk\/?page_id=79824"},"modified":"2026-02-12T10:57:31","modified_gmt":"2026-02-12T05:57:31","slug":"government-schemes","status":"publish","type":"page","link":"https:\/\/bankislami.com.pk\/ur\/government-schemes\/","title":{"rendered":"Government Schemes"},"content":{"rendered":"<div id=\"child-pages-wrap\" class=\"child-pages-tab  style-horizontal with-border with-bg-colors\">\n\n\t\t\t\n\t\t\t\t<ul>\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li><a href =\"#pave-finance\">PAVE Finance<\/a><\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t<li><a href =\"#wazir-e-azam-apna-ghar-program\">Wazir-E-Azam Apna Ghar Program<\/a><\/li>\n\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\n\t\t\t\t<\/ul>\n\n\t\t\t\t\n\t\t\t\t\t\t<div id=\"pave-finance\">\n\t\t\t\t\t\t\t<section id=\"bt_bb_section6a399fd1079af\" class=\"bt_bb_section bt_bb_layout_boxed_1200 bt_bb_vertical_align_top bt_bb_top_spacing_medium bt_bb_bottom_spacing_normal\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row  bt_bb_column_gap_20\" style=\"; --column-gap:20px;\" data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_animation_fade_in move_up animate bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_floating_element bt_bb_floating_element_horizontal_position_left bt_bb_floating_element_vertical_position_top bt_bb_floating_element_animation_delay_default bt_bb_floating_element_animation_duration_default bt_bb_floating_element_animation_style_ease_out\" style=\"transform: translate(-15%,-120%); z-index: -1;\" data-speed=\"0.6\"><div class=\"bt_bb_floating_element_html\" data-speed=\"0.6\"><span  style=\"width: 50px; height: 50px; box-shadow: 0 0 0 3px #ccb892 inset; border-radius: 50%;\"><\/span><\/div><\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_none bt_bb_bottom_spacing_small\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_none&quot;,&quot;def&quot;:&quot;none&quot;,&quot;xl&quot;:&quot;none&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_small&quot;,&quot;def&quot;:&quot;small&quot;,&quot;xl&quot;:&quot;small&quot;}}\"><\/div><header data-bb-version=\"5.6.4\" class=\"bt_bb_headline btPeopleProfileDash bt_bb_font_weight_700 bt_bb_dash_none bt_bb_size_large bt_bb_align_center btPeopleProfileDash\" style=\";color:rgb(10,81,161);\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_large&quot;,&quot;def&quot;:&quot;large&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_center&quot;,&quot;def&quot;:&quot;center&quot;},&quot;bt_bb_animation_&quot;:{&quot;current_class&quot;:&quot;bt_bb_animation_no_animation&quot;,&quot;def&quot;:&quot;no_animation&quot;}}\"><h4 style=\"font-size:50px\" class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Government Schemes<\/span><\/span><\/h4><\/header><div data-bb-version=\"4.9.8\" class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_none&quot;,&quot;def&quot;:&quot;none&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;def&quot;:&quot;normal&quot;}}\"><\/div><\/div><\/div><\/div><\/div><div class=\"bt_bb_row\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_top bt_bb_padding_normal\"  data-width=\"12\" data-bt-override-class=\"{}\"><div class=\"bt_bb_column_content\"><div  class=\"bt_bb_text\" ><\/p>\n<div style=\"background-color: transparent; padding: 30px;\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-79785 size-medium aligncenter\" style=\"display: block; margin: 0 auto;\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-640x800.jpg\" alt=\"\" width=\"640\" height=\"800\" srcset=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-640x800.jpg 640w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-1280x1600.jpg 1280w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-768x960.jpg 768w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-1229x1536.jpg 1229w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-1639x2048.jpg 1639w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-10x12.jpg 10w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/02\/PAVE-Finance-KV-320x400.jpg 320w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u0627\u0653\u063a\u0627\u0632<\/strong><\/p>\n<p>Drive into a greener future with BankIslami\u2019s PAVE Finance. This Shariah-compliant initiative, part of the Government of Pakistan\u2019s Pakistan Accelerated Vehicle Electrification (PAVE) program, makes green technology accessible and affordable. By replacing high fuel costs with the efficiency of electric power, you can significantly reduce your daily operational expenses.<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>Purpose<\/strong><\/p>\n<p>This program helps individuals and small business owners escape the stress of rising petrol prices by switching to electric vehicles. By offering affordable, digital-based financing at subsidized rates, we are helping our customers save money on daily fuel costs and build a more sustainable future.<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u0641\u0646\u0627\u0646\u0633\u0646\u06af<\/strong><\/p>\n<p>Financing of up to PKR 200,000 for e-Bikes (two-wheelers) and up to PKR 880,000 for e-Rickshaws \/ e-Loaders (three-wheelers).<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>Equity Participation<\/strong><\/p>\n<p>Finance-to-Equity ratio of 80:20<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u0642\u06cc\u0645\u062a<\/strong><\/p>\n<p>End-User Profit Rate: <strong>0%<\/strong><\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u067e\u0631\u0648\u0633\u0633\u0646\u06af \u0641\u06cc\u0633:<\/strong><\/p>\n<p>No Processing Charges<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u0645\u062f\u062a<\/strong><\/p>\n<p>Financing tenure is set for a maximum of 2 years for e-Bikes and up to 3 years for e-Rickshaws and e-Loaders.<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>Security<\/strong><\/p>\n<ul class=\"list_cst\">\n<li>Financed vehicle itself serves as the mandatory collateral<\/li>\n<li>Vehicle will be marked with Hypothecation (HPA) in favor of BankIslami<\/li>\n<\/ul>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u0627\u06c1\u0644\u06cc\u062a<\/strong><\/p>\n<ul class=\"list_cst\">\n<li>All citizens of Pakistan (including GB &amp; AJK)<\/li>\n<li>Age limit: 18\u201365 years for e-Bikes<\/li>\n<li>Age limit: 21\u201365 years for e-Rickshaws and e-Loaders<\/li>\n<\/ul>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>\u062a\u06a9\u0627\u0641\u0644<\/strong><\/p>\n<p>Comprehensive Takaful is mandatory. First year\u2019s cost is taken in advance, while subsequent years are pro-rated into monthly installments.<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>Digital Application Submission<\/strong><\/p>\n<p>The entire solicitation process is initiated via the PITB digital portal, where customers apply online and select BankIslami as their preferred institution.<\/p>\n<p style=\"padding-left: 10px; padding-top: 20px; padding-bottom: 20px; background-color: #f5f5f5; margin-top: 20px; margin-bottom: 20px; color: #000;\"><strong>How to Apply<\/strong><\/p>\n<p>The application process is handled through a digital-first platform with minimal human interaction.<\/p>\n<p>Apply Now via the Official PAVE Portal: <a href=\"https:\/\/pave.gov.pk\/home\" target=\"_blank\" rel=\"noopener\">https:\/\/pave.gov.pk\/home<br \/><\/a><\/p>\n<\/div>\n<p>\n<\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\n\t\t\t\t\t\t<div id=\"wazir-e-azam-apna-ghar-program\">\n\t\t\t\t\t\t\t<p><section data-bb-version=\"4.7.6\" id=\"bt_bb_section6a399fd1090c2\" class=\"bt_bb_section bt_bb_layout_boxed_1500 bt_bb_vertical_align_top bt_bb_top_spacing_medium bt_bb_bottom_spacing_extra_small\"  data-bt-override-class=\"null\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row bt_bb_row_width_boxed_1200 bt_bb_row_width_boxed  hm-digi-main-sec\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div data-bb-version=\"5.5.9\"  class=\"bt_bb_column col-xl-6 col-xs-12 col-sm-6 col-md-6 col-lg-6 bt_bb_align_left bt_bb_vertical_align_middle bt_bb_animation_fade_in move_up,;,,;,,;,,;,,;,,;, animate bt_bb_padding_double\"  data-width=\"6\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;},&quot;bt_bb_padding_&quot;:{&quot;current_class&quot;:&quot;bt_bb_padding_double&quot;,&quot;def&quot;:&quot;double&quot;}}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><header data-bb-version=\"5.7.1\" class=\"bt_bb_headline digi-on-h3 bt_bb_font_weight_700 bt_bb_dash_none bt_bb_subheadline bt_bb_size_large bt_bb_align_left digi-on-h3\" style=\";color:rgb(30,64,124);\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_large&quot;,&quot;def&quot;:&quot;large&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;},&quot;bt_bb_animation_&quot;:{&quot;current_class&quot;:&quot;bt_bb_animation_no_animation&quot;,&quot;def&quot;:&quot;no_animation&quot;}}\"><h3 style=\"font-size:30px\" class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Wazir-E-Azam Apna Ghar Program<\/span><\/span><\/h3><div class=\"bt_bb_headline_subheadline\">Subsidized Islamic Housing Finance Scheme<\/div><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"null\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<p>\nIn an effort to make housing more accessible and affordable, the Government of Pakistan has launched the \u201cMera Ghar \u2013 Mera Ashiana (MGMA)\u201d scheme, offering profit subsidy to support first-time home owners.<\/p>\n<p>BankIslami extends this facility through Muskun Home Financing, enabling individuals to construct or purchase their dream homes with ease, convenience, and complete Shariah compliance under the Diminishing Musharakah structure<\/p>\n<p>\n<\/div><\/div><\/div><div  class=\"bt_bb_column col-xl-6 col-xs-12 col-sm-6 col-md-6 col-lg-6 bt_bb_align_left bt_bb_vertical_align_bottom bt_bb_animation_fade_in move_up animate bt_bb_padding_double\"  data-width=\"6\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content\"><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_bottom_spacing_normal\" data-bt-override-class=\"null\"><\/div><div data-bb-version=\"5.7.1\" class=\"bt_bb_image bt_bb_shape_square bt_bb_target_self bt_bb_align_inherit bt_bb_hover_style_simple bt_bb_content_display_always bt_bb_content_align_middle bt_bb_fill_background_color_full\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_inherit&quot;,&quot;def&quot;:&quot;inherit&quot;},&quot;bt_bb_content_display_&quot;:{&quot;current_class&quot;:&quot;bt_bb_content_display_always&quot;,&quot;def&quot;:&quot;always&quot;},&quot;bt_bb_animation_&quot;:{&quot;current_class&quot;:&quot;bt_bb_animation_no_animation&quot;,&quot;def&quot;:&quot;no_animation&quot;}}\"><span><img loading=\"lazy\" decoding=\"async\" width=\"640\" height=\"800\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-640x800.jpeg\" class=\"attachment-medium size-medium\" alt=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-640x800.jpeg\" data-full_image_src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan.jpeg\" title=\"wazir-e-azam-pakistan\" srcset=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-640x800.jpeg 640w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-768x960.jpeg 768w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-10x12.jpeg 10w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan-320x400.jpeg 320w, https:\/\/bankislami.com.pk\/wp-content\/uploads\/2026\/04\/wazir-e-azam-pakistan.jpeg 1080w\" sizes=\"auto, (max-width: 640px) 100vw, 640px\" \/><\/span><\/div><\/div><\/div><\/div><\/div><\/div><!-- cell_inner --><\/div><!-- cell --><\/div><!-- port --><\/section><section data-bb-version=\"5.4.7\" id=\"bt_bb_section6a399fd109e1e\" class=\"bt_bb_section bt_bb_layout_boxed_1500 bt_bb_vertical_align_top bt_bb_top_spacing_none bt_bb_bottom_spacing_normal bt_bb_section_show_left_boxed_content\"  data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_none&quot;,&quot;def&quot;:&quot;none&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_normal&quot;,&quot;def&quot;:&quot;normal&quot;},&quot;bt_bb_animation_&quot;:{&quot;current_class&quot;:&quot;bt_bb_animation_no_animation&quot;,&quot;def&quot;:&quot;no_animation&quot;}}\"><div class=\"bt_bb_port\"><div class=\"bt_bb_cell\"><div class=\"bt_bb_cell_inner\"><div class=\"bt_bb_row bt_bb_row_width_boxed_1200 bt_bb_row_width_boxed  digi-on-board\"  data-bt-override-class=\"{}\"><div class=\"bt_bb_row_holder\" ><div  class=\"bt_bb_column col-xl-12 col-xs-12 col-sm-12 col-md-12 col-lg-12 bt_bb_align_left bt_bb_vertical_align_middle bt_bb_animation_fade_in move_up animate bt_bb_padding_double\"  data-width=\"12\" data-bt-override-class=\"{&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_left&quot;,&quot;def&quot;:&quot;left&quot;,&quot;xl&quot;:&quot;left&quot;}}\"><div class=\"bt_bb_column_content\"><header data-bb-version=\"5.7.1\" class=\"bt_bb_headline on-boarding-process bt_bb_font_weight_700 bt_bb_color_scheme_1 bt_bb_dash_top bt_bb_size_extrasmall bt_bb_align_inherit on-boarding-process\" style=\"line-height: 34px;; --primary-color:#ffffff; --secondary-color:#191919;;color:rgb(30,64,124);\" data-bt-override-class=\"{&quot;bt_bb_size_&quot;:{&quot;current_class&quot;:&quot;bt_bb_size_extrasmall&quot;,&quot;def&quot;:&quot;extrasmall&quot;},&quot;bt_bb_align_&quot;:{&quot;current_class&quot;:&quot;bt_bb_align_inherit&quot;,&quot;def&quot;:&quot;inherit&quot;},&quot;bt_bb_animation_&quot;:{&quot;current_class&quot;:&quot;bt_bb_animation_no_animation&quot;,&quot;def&quot;:&quot;no_animation&quot;}}\"><h5 style=\"font-size:25px\" class=\"bt_bb_headline_tag\"><span class=\"bt_bb_headline_content\"><span>Wazir-E-Azam Apna Ghar Program Parameters:<\/span><\/span><\/h5><\/header><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_small\" data-bt-override-class=\"{&quot;bt_bb_top_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_top_spacing_extra_small&quot;,&quot;def&quot;:&quot;extra_small&quot;,&quot;xl&quot;:&quot;extra_small&quot;},&quot;bt_bb_bottom_spacing_&quot;:{&quot;current_class&quot;:&quot;bt_bb_bottom_spacing_small&quot;,&quot;def&quot;:&quot;small&quot;,&quot;xl&quot;:&quot;small&quot;}}\"><\/div><div  class=\"bt_bb_text\" ><\/p>\n<p>\u00a0<\/p>\n<table style=\"height: 1678px;\" width=\"715\">\n<tbody>\n<tr>\n<td width=\"27.4800%\"><strong><b>Parameters<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\"><strong><b>\u062e\u0635\u0648\u0635\u06cc\u0627\u062a<\/b><\/strong><\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Eligibility Criteria<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">\u00b7\u00a0Pakistani CNIC holding citizens<br \/>\u00b7\u00a0First time homeowners<br \/>\u00b7\u00a0Not owning any housing unit in their name<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Scope<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">\n<p>\u00b7\u00a0Purchase of house\/flat<\/p>\n<p>\u00b7\u00a0Construction of house on already owned plot<\/p>\n<p>\u00b7\u00a0Purchase of plot and construction of house<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Size of Housing Unit<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">\n<p>\u00b7 House of up to <b>10 Marla \/ 2720 sq. ft.<\/b><\/p>\n<p>\u00b7 Flat\/Apartment of up to <b>1500 sq. ft. area<\/b><\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Maximum Financing Amount<\/b><\/strong><\/td>\n<td><span style=\"font-weight: 400;\">Up to PKR <\/span><b>10 Million<\/b><\/td>\n<td width=\"38.4400%\">\u00a0<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Maximum Financing Tenor<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">20 years (subsidy for 10 years)<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Age<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">\n<p>\u00b7\u00a0Salaried: 25 \u2013 60 Years<\/p>\n<p>\u00b7\u00a0SEP\/ Businessmen: 25 \u2013 65 Years<\/p>\n<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Bank Pricing for Subsidy<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Bank will claim subsidy amount being the differential of Customer pricing and prevailing 1 Year KIBOR + 3%.<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Customer pricing (Initial 10 Years)<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Flat 5%<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Customer pricing (After 10 to 20 Years)<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">One Year KIBOR + 3%<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Processing Fee<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Nil<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Early Termination Charges<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Nil<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong>Minimum <\/strong><strong>\u062d\u0635\u06c1<\/strong><strong>\u00a0<\/strong><strong>from<\/strong><strong>\u00a0<\/strong><strong>the <\/strong><strong>customer<\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Minimum 10%<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Risk Coverage<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">10% of the outstanding portfolio under the scheme on first loss basis<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong><b>Financing Cities<\/b><\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Whole of Pakistan<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong>\u0645\u0627\u06c1\u0627\u0646\u06c1<\/strong><strong>\u00a0<\/strong><strong>\u0622\u0645\u062f\u0646<\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">No Upper and Lower limits on the income requirement.<\/td>\n<\/tr>\n<tr>\n<td width=\"27.4800%\"><strong>Disbursement Tranche<\/strong><\/td>\n<td colspan=\"2\" width=\"72.5200%\">Disbursement for Construction purpose will be in two tranches<br \/>(in addition to the Construction as applicable) i.e.<\/p>\n<ul>\n<li>First for completion of grey structure construction<\/li>\n<li>Second for completion of construction<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>\n<\/div><div class=\"bt_bb_separator bt_bb_border_style_none bt_bb_top_spacing_extra_small bt_bb_bottom_spacing_extra_small\" 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