{"id":79047,"date":"2025-04-22T11:06:14","date_gmt":"2025-04-22T06:06:14","guid":{"rendered":"https:\/\/bankislami.com.pk\/?p=79047"},"modified":"2025-04-23T11:26:03","modified_gmt":"2025-04-23T06:26:03","slug":"https-bankislami-com-pk-bankislami-reports-rs-5-49-billion-profit-in-q1-2025","status":"publish","type":"post","link":"https:\/\/bankislami.com.pk\/ur\/https-bankislami-com-pk-bankislami-reports-rs-5-49-billion-profit-in-q1-2025\/","title":{"rendered":"BankIslami Reports PKR 5.49 Billion Profit in Q1\u201925, Launches Pakistan\u2019s First Islamic Digital Banking Experience \u2018aik\u2019"},"content":{"rendered":"<p>BankIslami, one of the country\u2019s fastest-growing Islamic financial institutions, announced its financial results for the first quarter ended March 31, 2025. The Bank reported a <strong>Profit before Tax (PBT) of PKR 5.49 billion, 6.3% growth<\/strong>\u00a0in total income and a significant <strong>98% <\/strong>increase in non-fund-based income from same period last year, reflecting a strong start to the year and successful execution of its diversification strategy.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-79048 alignright\" src=\"https:\/\/bankislami.com.pk\/wp-content\/uploads\/2025\/04\/BankIslami-Financial-Results-640x936.jpeg\" alt=\"\" width=\"429\" height=\"809\" \/><\/p>\n<p><strong>Deposits grew by 16% year-on-year,<\/strong>\u00a0driven primarily by the growth in <strong>Current Accounts (24.1%) and Savings Accounts (26.6%)<\/strong>.\u00a0The Bank closed the quarter with a strong <strong>Capital Adequacy Ratio (CAR) of 22.89%,<\/strong>\u00a0nearly double the minimum regulatory requirement of 11.50%, reflecting prudent capital management and sound financial oversight. Healthy Asset-to-Deposit Ratio (ADR) maintained above 50% while infection ratio improved to 7.2%, compared to 7.4% at the end of December 2024.<\/p>\n<p>During this quarter, BankIslami launched \u2018aik\u2019 \u2014 Pakistan\u2019s first fully digital Islamic banking experience. Aimed at digitally native and Shariah-conscious customers, \u2018aik\u2019 offers a mobile-first, end-to-end banking experience and marks a significant milestone in the evolution of Islamic finance in the country and reinforces BankIslami\u2019s commitment to innovation with purpose.<\/p>\n<p>Commenting on the Bank\u2019s performance, Rizwan Ata, President and CEO of BankIslami, stated, <em>\u201cThis quarter reflects the high expectations we have set for ourselves. We remain committed to expanding access to Shariah-compliant finance through innovation, trust, and excellence to people across all backgrounds. Our strategy is simple\u2014grow responsibly, provide best-in-class services to our customers, and stay true to our mission of saving Humanity from Riba.\u201d<\/em><\/p>\n<p>At the heart of BankIslami\u2019s performance lies its unwavering focus on purpose. Every product, channel, and initiative is designed to align with the Bank\u2019s founding mission of eliminating Riba from the financial system. This purpose-driven approach continues to differentiate BankIslami in an evolving and increasingly values-conscious market.<\/p>\n<p>The Bank currently operates more than 540 branches nationwide and continues to invest in strategic growth including digital banking, home remittance, trade and investment banking, and cash management solutions. As a leader in Pakistan\u2019s Islamic banking sector, BankIslami remains committed to delivering ethical, digitally empowered, and customer-centric financial services across its growing\u00a0footprint.<\/p>","protected":false},"excerpt":{"rendered":"<p>BankIslami, one of the country\u2019s fastest-growing Islamic financial institutions, announced its financial results for the first quarter ended March 31, 2025. The Bank reported a Profit before Tax (PBT) of PKR 5.49 billion, 6.3% growth\u00a0in total income and a significant 98% increase in non-fund-based income from same period last year, reflecting a strong start to&#8230;<\/p>","protected":false},"author":3,"featured_media":79048,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[41],"tags":[],"class_list":["post-79047","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news-updates"],"_links":{"self":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/posts\/79047","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/comments?post=79047"}],"version-history":[{"count":3,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/posts\/79047\/revisions"}],"predecessor-version":[{"id":79051,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/posts\/79047\/revisions\/79051"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media\/79048"}],"wp:attachment":[{"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/media?parent=79047"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/categories?post=79047"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/bankislami.com.pk\/ur\/wp-json\/wp\/v2\/tags?post=79047"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}