اسلامی غیرملکی کرنسی اکاؤنٹ

بینک اسلامی غیر ملکی کرنسی اکاؤنٹ ان کاروباری افراد کے لئے مثالی ہے جو کرنسی کے اتار چڑھاو کے خلاف سیکیورٹی کو یقینی بنانے کے لئے اپنی کرنسی کو مختلف کرنسیوں میں متنوع بنانا چاہیں گے یا اپنی کاروباری ضروریات کو پورا کرنے کے لئے غیر ملکی کرنسی اکاؤنٹ رکھنا چاہتے ہیں۔ اس کے علاوہ ، جب آپ کو بیرون ملک سفر کرنا پڑتا ہے یا تعلیم ، تفریح یا کاروبار کی ضروریات کو پورا کرنے کے لئے بیرون ملک رقوم بھیجنا پڑتا ہے تو آپ غیر ملکی کرنسی کے تبادلے کی پریشانیوں کے بغیر غیر ملکی کرنسی تک آسانی سے رسائی حاصل کرسکتے ہیں۔

اہم خصوصیات

BankIslami’s Islami foreign currency account is based on the Islamic principle of Qarz (loan) whereby you are the lender and the Bank is the borrower. These funds are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner. The funds are payable to you on demand as and when required with neither any addition nor penalty.

To Understand the Difference between Islami foreign currency account and conventional current account kindly click

مطلوبہ دستاویزات کسٹمر کے اقسام کے مطابق۔

Q. Where are the funds deposited in Foreign CurrencyAccount invested?

All Islami Foreign Currency Account funds received by BankIslami are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner.

Q. Is there any Zakat or Withholding tax deductible on the profit on Foreign Currency  Account?

No, there is no Zakat or Withholding tax deductible on Profit credited in a Foreign Currency  Account

Q. What is a Qarz (loan)?

Islamic principle of Qarz (loan) whereby you are the lender and the Bank is the borrower. These funds are invested in halal business ventures only so that you are 100% sure that your funds are managed in a Shariah compliant manner. The funds are payable to you on demand as and when required with neither any addition nor penalty

Q. Who determines if Foreign CurrencyAccount is Shariah Compliant?

The Shariah Supervisory committee of BankIslami, comprising of Mufti Irshad Ahmad Aijaz (Chairman, Shariah Supervisory Board), Mufti Javed Ahmad (Resident Shariah Board Member) & Mufti Muhammad Husain Khaleel Khail (Member, Shariah Supervisory Board) has the responsibility to oversee that all products, process and transactions pertaining to any deposit product offered by BankIslami are Shariah compliant. A Shariah Audit is also conducted periodically to ensure compliance with Shariah. The State Bank of Pakistan also conducts a Shariah Audit to ensure Shariah compliance.