Mashal Women Banking

Mashal Women Banking

BankIslami Mashal – Women Banking is introduced to exclusively cater to the unique needs of female population of Pakistan belonging to all walks of life. It fulfills financial requirements of a Woman in her life’s journey at every step and phase of her life.

A Woman’s life journey leads her through various memorable life moments such as opening her first bank account upon receiving her first cheque or buying her first car, or building her first house or opening her own business enterprise or starting her first job. At all her milestones, we at BankIslami understand her unique needs. We at BankIslami recognize, respect, and respond to her requirements by providing her with women centric product and service offerings.

At BankIslami, Women Customers are:

• Welcomed
• Understood
• Valued
• Respected

We understand the distinct financial needs of our women customers and provide them with excellent customer service experience through Mashal Women Facilitation Desk at our branches.

At BankIslami, we build long lasting relationships with all our customers by serving them, the Right way!

Salient Products and Service Offerings

Convenient Financial Solutions for Women belonging to all walks of life!

Deposit Products
Auto Financing
Muskun Financing
Digital Banking Services
Digital Onboarding Platform
Commercial Banking (Trade, SME, Agri)
Cash Management Solutions
Islamic Banking and Business Advisory for Women Entrepreneurs
Mashal Talks - Financial Education & Literacy
Mashal Women Facilitation Desk in Branches
Mashal Women Financial Inclusion Awareness Sessions
Employee Banking (Durables, Scooty etc.)
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BankIslami

Mashal Asaan Account

Convenient Financial Solutions for Women belonging to all walks of life!

BankIslami Mashal – Women Banking gives a Woman the ability to open her bank account without any reliance on anyone. A Woman can make her own financial decisions and be in control of her money matters.

Mashal Asaan Account (Islami Mashal Asaan Remunerative Current Account) provides you Convenience, Reliability and Confidence by giving you the ability to open your bank account on your own.

Benefits:

  • 50% Discount on Annual Fees of Debit Card
  • Easy Documentation
  • Free Cheque Book
  • Free Mobile app banking
  • Free Internet Banking
  • Free entry in women exclusive seminars and events
  • Discount on Women Centric alliances
  • Free E-statement (upon registration)
Special Offer for Working Women

Auto Finance

Power up your game & empower your future with AutoFinance!
  • Reduced* Rental Rates
  • 50% Reduction in additional purchase price in case of early termination.
  • 75% Reduction in processing fee.
*T&C Apply
bankislamiislami car finance
bankislami home
Special Offer for Working Women

Muskun Home Financing

Power up your game & empower your future with Muskun Home Financing.
  • Reduced* Rental Rates
  • 50% reduction in application processing fee.
  • 25% reduction in additional purchase price in case of early termination.
*T&C Apply

BankIslami Digital Onboarding

BankIslami Digital Onboarding is a portal where Women Customers can open their Accounts digitally without visiting any BankIslami Branch from the convenience of their homes or workspaces.

To access BankIslami Digital Onboarding, please visit https://onboard.bankislami.com.pk

Following Islami Digital Accounts are offered through BankIslami Digital Onboarding Portal:

  • Islami Mashal Asaan Remunerative Current Digital Account (Currency: PKR)
  • Islami Asaan Digital Current Account (Currency: PKR)
  • Islami Asaan Digital Savings Account (Currency: PKR)
  • Islami Asaan Digital Sahulat Account (Currency: PKR)
  • Islami Asaan Digital Remittance Account (Currency: PKR)
  • Islami Freelancer Digital Account (Currency: PKR & USD)
  • Islami Bachat Account (Currency: PKR, USD, GBP & EUR)
  • Islami Premium Savings Account (Currency: PKR & USD)
  • Islami Current Account (Currency: PKR, USD, EURO, GBP, AED, JPY, SAR & CAD)
  • Islami Sahulat Account (Currency: PKR)
  • Islami Khair Current Account (Currency: PKR)

What you need to open an account?

  • Valid CNIC
  • Mobile number linked to the same CNIC
Access to Finance for Women Entrepreneurs

BankIslami supports women entrepreneurs in accessing financial services to grow their businesses.

BankIslami provides financing facility including SBP refinance scheme to Women Business Owners such as:

  • Non Funded: Trade based products (Import & Export)
  • Funded: Diminishing Musharaka, Murabaha, Musharaka, Tijara and Istisna.
  • Islamic Refinance Scheme for Women Entrepreneur (IRCGS-WE) it is a SBP’s subsidized product. It is one of the most beneficial product for Women  Business owner as its rate is very low, the details are below:
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Rate Limit/ Tenor Features
  • 5% p.a.
  • Maximum financing limit = Rs. 5 Million
  • Maximum Tenor: 5 Year including. 6 months grace period.
  • Financing under the scheme should be provided to women business owners preferably under the personal guarantee of the customer.

Cash Management & Employee Banking Solution (Payroll and Scooty/ Durable Finance)

Cash Management solution is available for Women Business Owners who have minimum 30 employees. It is a One – stop solution of managing receivables and payments using LinkIslami (internet banking portal).

Employee Banking is a solution that offers an efficient salary transfer mechanism with real time update and transfer facility. It allows on-site opening of employees accounts to electronic payroll disbursals to fulfilling employees’ financial needs through customized and Shariah compliant financing solutions.

Female Employees of our Corporate/Commercial/SME clients can avail Bike/Scooty & durable goods financing on easy monthly installments.

Mashal Talks – Financial Education & Literacy Programs

Many women in Pakistan lack financial literacy, which makes it difficult for them to understand the various financial products and services available to them. This, in turn, makes it challenging for them to choose the most appropriate investment and financing options for their personal and business requirements.

Mashal Talks offers you an opportunity to educate yourself through series of online or onsite workshops on financial matters. These exclusive talks will facilitate the women participants to understand the financial concepts for better Money Management etc.

Join BankIslami’s Facebook Page to remain informed about upcoming Mashal Talks.

For any related queries, you may reach us at [email protected]

You are on a life journey. Your Convenience is Our Priority.
Enjoy lucrative offerings from us, the Shariah Compliant Way!
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