HumSafar

About

BankIslami HumSafar

BankIslami is committed to facilitate its customers through all possible financial solutions to perform pilgrimage.

Save Now, Travel Later (Saving Plan)
Travel Now, Pay Later (Financing)
Travel Now, Pay Now (Upfront Full Payment)
https://bankislami.com.pk/wp-content/uploads/2023/02/Bankislami-Humsafar-Hajj-scaled.jpg
https://bankislami.com.pk/wp-content/uploads/2023/03/Hum-Safar-640x283.png
https://bankislami.com.pk/wp-content/uploads/2023/02/BankIslami-Save-160x160.png

Save Now, Travel Later
(Saving Plan)

https://bankislami.com.pk/wp-content/uploads/2023/02/BankIslami-Save-Pay-160x160.png

Travel Now, Pay Later
(Financing)

https://bankislami.com.pk/wp-content/uploads/2023/02/BankIslami-Pay-160x160.png

Travel Now, Pay Now
(Upfront Full Payment)

https://bankislami.com.pk/wp-content/uploads/2023/02/Hajj-Humsafar-1-640x853.jpg
BankIslami

Save Now, Travel Later (Saving Plan)

HumSafar Saving Plan is ideal for you if you have recurring saving behavior and wish to save for Pilgrimage I.e Hajj,  Umrah or Ziaraat in future. BankIslami specially designed  recurring Deposit Plan for 1 year to 20 years in which you will be entitled for comparatively higher profit weightage on deposit amount including profit on accumulated profit thus providing you a bigger incentive to save for pilgrimage.

Our Team in branches will guide you for holy Journey plans and saving calculator is also available at our website. You can choose any savings plan to save in regular intervals from monthly to annually or you can add  extra savings amounts to perform Hajj, Umrah early.

Salient Features
  • Attractive Expected Profit Rates (including profits on accumulated Profits)
  • Plan from 1 Year to 20 Years
  • You can save for yourself, your parents or even ideally you can save for your young kids so that they can go for Hajj in future
  • Monthly /Quarterly/Bi-Annually/Annual Saving Plan
  • Early Encashment allowed any day without any penalty/ profit adjustment due to early encashment.
  • Balloon Payments (extra savings) are allowed
  • Khush Naseeb Early Hajj or Umrah
  • Free Standing Instruction facility to debit your checking account and credit Humsafar account as per plan
Khush Naseeb Early Pilgrimage:
Early Umrah:

Thrice a year, BankIslami would randomly select few Umrah saving plan members as per eligibility criteria. The randomly selected customers will get discount voucher of Selected Travel Agent (on BankIslami Panel). The Discount Amount will be up to maximum 50% of targeted saving amount as per your agreed plan.

Early Hajj:

Once a year, BankIslami would randomly select few Hajj saving plan members as per eligibility criteria. The randomly selected customers will get discount voucher of Selected Travel Agent (on BankIslami Panel). The Discount Amount will be up to maximum 50% of targeted saving amount as per your agreed plan.

Eligibility Criteria Khush Naseeb Early Pilgrimage:

Minimum Balance Requirements Rs. 100,000/-

Minimum 500 eligible customers are mandatory for Khush Naseeb random selection to happen

HumSafar Saving Scheme member since last 12 months

BankIslami

Travel Now Pay Later (Financing)

Financing at 0%, Yes, You can perform Umrah or Hajj early through BankIslami Travel Now Pay Later option. You can avail financing at 0% for period of 12 months. BankIslami would provide this financing on the basis of Qardh to perform Hajj or Umrah.

Salient Features
  • Shariah Compliant Qardh based financing at 0%
  • Financing up to 12 months
  • Documentation & processing charges are at actual
  • No Late Payment Charity or penalty
  • No early payment penalty or charges
  • Limit of Financing up-to 50% of Package cost including Airfare
https://bankislami.com.pk/wp-content/uploads/2023/02/BankIslami-5-640x427.jpg
https://bankislami.com.pk/wp-content/uploads/2023/02/Bankislami-Humsafar-Umrah-scaled.jpg
BankIslami

Travel Now Pay Now (Upfront Full Payment)

You can also select travel packages of travel agents on our panel by paying full upfront payment (subject to availability) of any destination including pilgrimage. BankIslami’s role will solely be of a Wakeel, where responsibility of travel package delivery will be of selected travel agent.

BankIslami

For More Details

Contact Phone banking at: UAN: 111-ISLAMI (475-264) or 111-BIP (247)-111

Visit our Branch

Email us at Humsafar@bankislami.com.pk

For any complaints write to: [email protected]

Frequently Asked Questions

BankIslami

Saving Calculator

Hajj & Umrah Account Calculator

Expected Profit Rate: 6%

General Terms & Conditions for Travel
Under BankIslami HumSafar Scheme, BankIslami Pakistan Limited (BankIslami) is acting as a wakeel on behalf of its selected Travel Agents for sale of their various travel packages; therefore services like visa arrangement, airline reservations, hotel accommodation & transportation arrangements shall be the responsibility of the Travel Agent.
Under any circumstances, Bank's liability shall not exceed the amount deposited by the customer for package with the Bank under BankIslami HumSafar Scheme Package at any given point of time.
Fees and charges are applicable as per Bank`s schedule of charges as amended by the Bank from time to time. In case of withdrawal or change of schedule due to any reason, customer Shall have to pay withdrawal charges as set by Travel Agent from time to time.
The customer can shift from deferred payment basis to upfront payment plan at any time, by requesting the Branch in writing and upfront paying the difference amount. In such case, no penalty or extra fee Shall be applicable.
To Get Registered for Humsafar

You can request to join BankIslami Humsafar by filling the below form:

    en_USEnglish