Takaful

Takaful

Takaful is an alternate of insurance wherein members contribute money into a pool system to guarantee each other against loss or damage. Policy holder becomes the member of the pool that is based on sharia Islamic religious law, which explains how individuals are responsible to cooperate and protect one another.

BankIslami is the Distributor of shariah compliant products developed by various Takaful companies & WTO. Now you can protect your family’s future with BankIslami Takaful plans that is compliant to your beliefs and principles. Planning your children’s future Education, Marriage, Financial security, Medical benefits etc. BankIslami provides you a golden opportunity to invest. So you will also have peace of mind knowing that your family is well taken care of, in case of any unfortunate event.

BankIslami is offering products of 2 companies to its valuable customers.

• EFU Hemayah
• 5th Pillar

EFU Takaful Accelerated Savings Plan

Turn a Single Investment into a Lifetime Asset
A Shariah-compliant lump-sum investment plan designed for individuals seeking long-term financial growth without recurring contributions.

• One-time contribution for long-term returns
• Flexible investment in Islamic funds (Conservative, Balanced, Aggressive)
• Death and maturity benefits
• Optional accidental and disability riders

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EFU Takaful Spiritual Journey Plan

Plan Today for a Blessed Tomorrow
This savings plan helps you prepare financially for performing Hajj, Umrah, or other Ziarats, while offering built-in protection benefits.

• Dedicated savings for spiritual journeys
• Optional Hajj-e-Badal and Kafalat benefits
• Pilgrimage bonus and built-in accidental cover during travel
• Multiple payout options at maturity

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EFU Takaful Nigehbaan Plan

A Disciplined Savings Plan That Boosts Your Future
A regular contribution plan tailored for goal-based savings with comprehensive Takaful coverage.

• Bonus allocations and accelerated fund growth
• Built-in pilgrimage accidental benefit
• Critical illness, waiver of contribution, and other optional add-ons
• Multiple investment fund options

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5th Pillar Takaful Hajj Safar Plan

From Intention to Completion – A Guided Journey to Hajj
A Shariah-compliant plan offering both savings and full Hajj facilitation.

• Covers Hajj savings and full logistics (flights, accommodation, training)
• End-to-end services in Pakistan and Saudi Arabia
• Optional maturity benefit or Hajj facilitation
• Sponsored by reputed international Islamic financial groups

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5th Pillar Takaful Umrah Noor Plan

Bringing You Closer to the Holy Cities
A unique Takaful and savings solution that supports your journey to perform Umrah.

• Structured savings aligned with projected Umrah costs
• Choice to withdraw cash value or opt for Umrah travel services
• Integrated Umrah logistics via 5th Pillar Travel
• Flexible contribution adjustments through indexation, endorsements, or top-ups

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