Digital Banking

BankIslami Mobile App – Experience Seamless and Secure Banking!

BankIslami aims to provide you with a quick and hassle-free banking experience. Offering a user-friendly interface, the app brings your banking needs to your fingertips, allowing you to experience a new era of banking with convenience and reliability.

Simply log in with your account or register to enjoy a secure and fast experience.

Key Features and Security Add-ons:

 Security Enhancements:

Security features have been integrated to ensure the protection of users’ data.

Special password protection and advanced security measures, such as “Mobile App Root Detection,” have been implemented for an added layer of protection.

New and Improved Layout:

The user interface has been redesigned for smooth usage on both iOS and Android, making the App more intuitive and user-friendly.

New Functionalities:

Card Transaction History: Easily view your past transactions.

Raast P2M (Payment to Merchant): A seamless way to make payments directly to merchants.

Instant Fund Transfer: Transfer money instantly to any account.

Device Management: Choose between a primary or secondary device for account access.

Account Management: Register or delete your account with ease.

iOS Features: Includes Face ID for secure and quick access.

Login or Registration Method:

1. Tap on the “Create Account” option.
2. Select CNIC or any relevant field.
3. Verify OTP/email.
4. Enter username and password.
5. Username and password created.
6. Cool-down period: 2 hours.

For Biometric Verification:

The application now offers a robust biometric mechanism. Users will be required to scan four fingers by clicking the “Snap” button and then scan their thumbs for verification.

For users with disabilities or abnormal marks on their fingerprints, they can upload the required documents to complete the verification process quickly and efficiently.

Biometric (finger/thumb) Steps

1) Login with user ID/password.

2) Register using NADRA verification.

3) Left/Right finger or thumb scanning.

4) Verification done

Liveliness (picture and CNIC) Steps

1) Login with user ID/password.

2) Document verification.

3) Face snap.

4) CNIC front/back image.